Home warranty in Virginia
Virginia’s weather can be unpredictable—humid summers, heavy rains, and winter freezes can damage your home. A home warranty may help cover unexpected repairs and offer peace of mind.
Find the right plan for you
You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $1,000 per covered repair
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2 units per appliance covered -
$10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
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2 units per appliance covered
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$500 homeowners insurance deductible reimbursement1
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$10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
-
2 units per appliance covered -
$500 homeowners insurance deductible reimbursement1
-
Outside water, sewer and gas lines
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Additional $2,000 for expenses like electrical permits, equipment disposal and more2
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$10,000 total limit per agreement term
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Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Common home repairs in Old Dominion state that can be covered
With a beautiful mix of warm summers characterized by low humidity and cold winters perfect for the holiday season, Virginia is the ideal state to experience all four seasons truly. However, when you purchase a home in Virginia, your household appliances must also be equipped to keep up with the changing temps. For starters, ensuring your HVAC (heating, ventilation and air conditioning) system is in tip-top shape is essential.
The last thing you want to stress about is having to come up with money to repair or replace an expensive HVAC system when you simply can't live comfortably without it. When you purchase a home warranty plan in Virginia that covers HVAC, you can look forward to avoiding expensive repairs and the stress of having to find the right service tech in your area. A home warranty provides the peace of mind that when things break down, you can file a claim and get it back up and running quickly.
Given the less-than-ideal weather conditions common in the state of Virginia, homeowners will want to protect their investments and most-relied-on home systems. Home insurance policies protect the home itself but do not cover other valuable items/appliances. For that, homeowners will need a home warranty plan, which acts as a form of warranty insurance for home systems and appliances.
The average home maintenance cost in Virginia is $15,959 per year. A home protection plan from Cinch Home Services limits homeowners’ vulnerability to the high costs associated with home repairs and replacements while providing peace of mind that their home’s systems and appliances are protected.
Home warranty coverage in Virginia: What your plan should include
When you purchase a home warranty plan in Virginia, ensure it fits your needs. For instance, if you recently bought an older home in the Roanoke area, invest in a plan covering most of your home appliances and systems. An older home may mean that things such as your A/C, microwave or refrigerator are old and susceptible to breaking down and needing repairs. Or maybe you just built your dream home in Richmond and want peace of mind that if something stops working, you'll have quality service technicians at your fingertips. In this case, you may want to select an appliance-based plan where you can get coverage for your washer and dryer, dishwasher, oven and more.
You should also keep your plumbing and electrical systems in mind. Leaking pipes and septic tank issues can be extremely frustrating and expensive. Similarly, if your electrical system is faulty, you could be left in the dark while trying to find a service tech, which could set you back hundreds or thousands of dollars. One of the most exciting parts of home ownership is enjoying life in it. Whether that means hosting family and friends for the holidays or cooking meals and hosting dinners, it will all be more accessible when your home appliances and systems are working optimally.
How does a home warranty work in Virginia
Place a service request anytime
When a covered appliance or system breaks down, submit a service request online or by phone 24/7.
We'll send out a pro
We match your repair request with one of our thousands of vetted service providers.
We get you back up and running!
You depend on your home's major appliances and systems. That's why we'll make you a priority.
What to look for in a home warranty company in Virginia
When shopping for a home warranty in Virginia, keeping your needs and budget in mind is important. Some things to look for as signs of a reputable company are easy-to-understand coverage and clear plan options. Also, look for statements of workmanship guarantees and an extensive network of service providers to ensure your plan is there for you when needed.
How to use reviews and testimonials to guide your decision: Reviews and testimonials are great resources for the right home warranty plan. Be wary of companies with very few reviews, as this could indicate that they are not legitimate. Also, don't put too much stock into a handful of negative reviews if a company has a lot of positive feedback. It’s also important to note that you need to look at multiple review sites to make the best decision. Some review platforms are more prone to fake and malicious reviews going unnoticed, creating a negative bias for first-time customers. Make sure you glance at positive and negative reviews to form the most objective assessment.
Understand the role of consumer reports and industry ratings: In addition to user reviews, consumer reports can also be a valuable tool in finding out who the best companies in the industry are. When buying a home warranty plan, check out websites like ConsumerAffairs that dive deep into how companies perform.
Understand service fees: What's a service fee? In essence, this is a fee (sometimes called a deductible), that you'll pay out of pocket to initiate a home warranty claim before a service technician arrives to attempt to fix one of your appliances or home systems. Different plans have different service fees, so read the fine print when signing a contract.
Consider the service provider network of different companies: Even if your plan has excellent coverage options, its usefulness only goes as far as service providers do. Do your best to find a home warranty company with many highly rated service providers. Speed and expertise are of the essence when any of your crucial home appliances break.
Frequently asked questions
When can you buy a home warranty in Virginia?
In Virginia, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.
What is a home warranty?
A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.
How long does a home warranty last in Virginia?
The typical length of a home warranty agreement in Virginia is one year.
Which Virginia home warranty covers the most?
This depends on your specific plan with the home warranty company you select.
Is there a difference between homeowners insurance and a home warranty in Virginia?
Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.
Is a home warranty required in Virginia?
No, home warranties are not required in Virginia.
How does a home warranty work for Virginia real state sellers?
Virginia real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
How can you renew your home warranty in Virginia?
With most home warranty companies in Virginia, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.
Who pays for the home warranty at closing?
What happens when a home warranty lapses?
Homeowners have chosen us for more than 45 years! See what our happiest customers in Virginia have to say...
I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.
Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.
My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Cinch Home Services has fully vetted Service Technicians in the state of Virginia
Some of the Virginia cities where Cinch Home Services offers coverage:
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Alexandria
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Blacksburg
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Charlottesville
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Chesapeake
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Danville
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Fredericksburg
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Hampton
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Leesburg
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Lynchburg
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Newport News
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Norfolk
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Portsmouth
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Richmond
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Roanoke
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Suffolk
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Virginia Beach
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.
1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.