Home warranties by Cinch

Your complete guide to home warranties

A home warranty is an annual service agreement that provides coverage for repairs and replacements on home systems and appliances.

You might not think you need a home warranty plan (often known as a home protection plan or home service plan). After all, why spend money you don’t need to? Is a home warranty even worth it?

Unfortunately, many people find out too late that home warranties are an essential way to protect your home, your family and your bank account. Once your major appliances start to fail or a whole system goes down, you may find yourself regretting the decision to skip this important form of home protection. Don’t let this happen to you.

Machines break down over time. Sometimes, they even break right away through no fault of your own. And without home warranty protection, you may find yourself footing an extremely expensive bill to replace an appliance like a washing machine or a refrigerator, or even a whole system like your HVAC or electrical system. 

Don’t let home appliance or systems breakdowns become a major and very expensive headache. A home warranty gives you the assurance you need that your problem will be taken care of with convenience and ease by reputable technicians. And you’ll be better able to plan your budget ahead of time, so there are no surprise expenses in your bank account. Learn more about what a home warranty is.

How does a home warranty work?

What's covered by a home warranty?

Cinch home warranty plans cover cover 25 home systems and appliances due to normal wear. Our home warranty coverage is packaged as an appliance-only plan, systems-only plan or a combination plan that merges the best coverage from both plans into a single, comprehensive service agreement. No home inspection is necessary.

Prices starting at just $30.99/month!

Prices vary based on zip code and the type of home warranty plan.


Complete Home

Our Complete Home protection plan, often referred to as a combo plan, gives you the most comprehensive, extended warranty coverage for your appliances and built-in systems.

Combo Plan


Built-in Systems

Repairing your home's systems can be costly. The Built-in Systems plan covers your air conditioning, including ductwork, and equipment breakdowns for your water heater, plumbing and electrical systems and 12 other items.

Combo Plan



From a garage door opener to clothes washers and dryers, garbage disposals, microwaves, dishwashers and refrigerators, our Appliances home warranty plan gives you a basic plan with a low service fee.

Combo Plan

About our company

At Cinch Home Services, we believe that our company is much more than just home warranties.


We provide protection, peace of mind, and the true joy that comes with knowing the home you own and your bank account are both safe and secure when it comes to breakdowns and systems failures.

We’ve been in the business for 45 years and have the experience needed to provide the highest quality service at prices that are easy on your wallet. Simply put, we make home repairs easier and more affordable.

If you aren’t sold on Cinch Home Services as your home warranty provider yet, we encourage you to learn more about us and why nearly 1 million customers trust us to get the job done right, on-time and at great prices. Don’t just take our word for it. You can read real customer reviews of our home warranties here.

Frequently asked questions

Visit the Home Warranty FAQ Library for more information.

When should I buy home warranty?

Should you buy a home warranty when purchasing a home?

Who typically pays for a home warranty?

What is not covered by a home warranty?

What is the difference between a home warranty and home insurance?