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Plans & Coverage

Repair + Replace Premier Plan

Cover your whole home, and more

Total coverage, no stress. Our top-notch home warranty1 plan provides complete home repair and replacement coverage for appliances and systems, plus protection for surprise expenses like repairs to external water lines, code upgrades, permits and more.

Get your first month free!*
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or call us at (866) 408-0024
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By clicking the below "Get a quote today" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
or call us at (866) 408-0024
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Millions of homeowners have chosen us since 1978! Read our reviews

Why choose Cinch Home Services?

We've been providing home solutions for homeowners like you since 1978. In fact, we love protecting homes so much, we made 'Home' our middle name! For an affordable monthly fee, we'll be your partner when a covered item breaks. We'll help you through the repair process and help get your home back up and running. You'll have peace of mind that you're protected by our Repair + Replace Premier Plan if anything goes wrong.

  • Budget protection — You'll save money on the cost of repairs and replacements!
  • Verified service providers — You know you're getting quality care because our service network is pre-screened.
  • Appliances and systems? Covered —Your items are covered no matter how old they are or where you bought them.2
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Is a Cinch Repair + Replace Premier home warranty plan worth it?

The Cinch Repair + Replace Premier Plan is your total home solution with coverage for the appliances and built-in systems that power your home every day — even the critical sewer and water lines outside your home that keep things flowing like they should.

Designed to give you ultimate protection, this premier warranty plan comes with extra coverage built in to help with things that fall outside of typical home protection plans like equipment removal, permits, plumbing modifications and more. 

Item Typical replacement costs Typical repair costs
Air conditioner $6,000 $350
Electrical system $1,565 $310
Water heater $1,325 $600
Oven $2,000 $220
Dishwasher $1,200 $200

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

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What's covered with the Cinch Repair + Replace Premier home warranty plan?

More coverage, more control. From HVAC and plumbing systems to refrigerators, dishwashers, clothes washers and more — this warranty plan covers repairs and replacements for 37 components of all major systems and appliances, plus coverage for outside lines and more!

Kitchen appliances

We'll help get things cooking again.

Laundry appliances

Don't worry, we've got loads of experience.

Home systems

Stay cool even when something breaks.

Cinch Repair + Replace Premier Plan coverage in detail

This affordable home warranty plan offers the ultimate peace of mind with coverage for repairing and replacing essential household appliances, built-in systems and even the lines outside your home. Check out the items included:

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Heating and Cooling

  • Central Air Electric Split and Mini Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Ductwork
  • Hot Water or Steam Circulating Heaters
  • Wall Mounted Air Conditioners and Heaters
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Plumbing Systems

  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Faucets
  • Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
  • Permanently Installed Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heater
  • Toilets
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Additional Coverage

  • Outside Sewer Line
  • Outside Water Line
  • Outside Gas Line
  • Up to $2,000 for expenses like electrical permits, equipment disposal and more
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Other Plan Inclusions

  • 180-day Workmanship Guarantee on covered repairs
  • 24/7 service requests online or by phone
  • Thousands of pre-screened service providers
  • Rust and corrosion
  • Unknown pre-existing conditions
  • Air conditioner filter credit
  • $500 Homeowners Insurance Deductible Reimbursement3

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Electrical Systems

  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke
  • Detectors
  • Ceiling Fans
  • Electrical Panel
  • Outlets
  • Wiring
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers
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Kitchen and Laundry Appliances

  • Refrigerators
  • Dishwashers
  • Microwaves (Built-in)
  • Cooktops
  • Food Centers (Built-in)
  • Ranges
  • Range Exhaust Hoods
  • Wall Ovens
  • Trash Compactors (Built-in)
  • Clothes Washers
  • Clothes Dryers
Repair + Replace Premier sample terms

Still have questions?

Let us know how we can help.

Our Repair + Replace Premier Plan also comes with...

24/7 claims support online
A nationwide network of vetted service providers
Coverage for unknown pre-existing conditions

Choose your own deductible

This is what you'll pay when you request service. A higher deductible usually means a lower monthly payment — choose whichever works best for your budget!

Choose between $100, $125 and $150

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Homeowners have chosen us for more than 45 years! See what our happiest customers have to say...

Teri of Mentor, OH
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Still have questions?

Let us know how we can help.

Why should I choose a Cinch Home Services warranty?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote.  

How does the claim process work?

At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system or appliance, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your appliance or system will be diagnosed, and any covered failures will be repaired and/or replaced depending on which plan you have — unless a part needs to be ordered or acquired first.

How much does a Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area.

Learn more about the pricing of home warranties, including what can affect pricing, what plans are available and more.

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. Still unsure about the difference? Read our article discussing home warranties vs. home insurance.

Learn more about protecting your home!

Ready to protect your home?

We know you love your home which is why we want to help protect it. Give yourself peace of mind today!

*Get your first month of coverage free when you choose the monthly billing option on your purchase of a new annual Repair Only Plan, Repair + Replace Plan or Repair + Replace Premier Plan. Cannot be combined with any other offer. Not available in all states. 

1The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

2Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.

3Reimburses you up to $500 when you must pay a deductible on a covered homeowners insurance claim. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.