Skip to main content
Customers Partners
Call now for a quote: (866) 408-0024
My Account Contact Us
ic24-tag-1 Get your first month free*

We'll protect your home like it's our own!

Our home warranty1 plans are built to give you the repair coverage you need at a price you can afford. Plus, all covered repairs are backed by our industry-leading 180-day Workmanship Guarantee.

  • Rest easy knowing you're protected from unexpected breakdowns
  • Award-winning customer service with 45+ years of experience
  • Plans include coverage for unknown pre-existing conditions

Get your first month free!*

hero-image
Sanjia of Townsend, DE

"They're wonderful."

Teri of Mentor, OH

"...very happy with Cinch."

Elizabeth of Slaughters, KY

"...fast and on the ball."

Millions of homeowners have chosen us since 1978!

 Read our reviews

Cinch Home Services home warranty plan comparison

Cinch
Repair Only

Covers repairs to 37 essential home appliances and systems you rely on every day.

Get a quote

Coverage limits

  • Heating & air conditioning systems2   
  • Electrical & plumbing systems2   
  • Kitchen & laundry appliances
  • Up to $1,000 per covered repair
  • 2 units per appliance covered
  • $10,000 total limit per agreement term
     

Deductible of $100-$150

tooltip

What’s covered

Learn more
Cinch
Repair + Replace

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

Get a quote

Coverage limits

  • Heating & air conditioning systems2   
  • Electrical & plumbing systems2   
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement3 
  • $10,000 total limit per agreement term
    •  

Deductible of $100-$150

tooltip

What’s covered

Learn more
Most popular
Cinch
Repair + Replace Premier

From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.

Get a quote

Coverage limits

  • Heating & air conditioning systems2  
  • Electrical & plumbing systems2   
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement3 
  • Outside water, sewer & gas lines
  • Additional $2,000 for expenses like electrical permits, equipment disposal & more4  
  • $10,000 total limit per agreement term

Deductible of $100-$150

tooltip

What’s covered

Learn more

Our coverage in detail

We've got three affordable home warranty plans to help protect the key items that keep your home running smoothly. Choose the one that's right for you and enjoy peace of mind that you've got coverage.

Cinch Repair Only
Cinch Repair + Replace
Cinch Repair + Replace Premier
KITCHEN APPLIANCES
Cooktops
All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
Dishwashers
All components and parts are covered, excluding Wi-Fi transmitters. 
Food Centers (Built-in)
All components and parts are covered.
Freestanding Ice Makers
All components and parts are covered.
Microwaves (Built-in)
All components and parts are covered.
Ranges
All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
Range Exhaust Hoods
All components and parts are covered for hoods located above the range. 
Refrigerators
All components and parts are covered, excluding freestanding freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitters. See sample terms and conditions for more details.
Trash Compactors (Built-in)
All components and parts are covered.
Wall Ovens
All components and parts are covered, excluding Wi-Fi transmitters. 
LAUNDRY APPLIANCES
Clothes Dryers
All components and parts are covered, excluding Wi-Fi transmitters. 
Clothes Washers
All components and parts are covered, excluding Wi-Fi transmitters. 
ELECTRICAL SYSTEMS
Attic Fans
All components and parts of built-in attic fans are covered.
Ceiling Fans
All components and parts are covered.
Central Vacuums
All components and parts, excluding Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Doorbells
All components and parts, excluding when the doorbell is part of an intercom or monitoring system. 
Electrical Components
All direct current wiring, lighting fixtures and built-in exhaust/vent/attic fans are covered. There are some exclusions. See sample terms and conditions for details.
Garage Door Openers
All components and parts located inside the ceiling-mounted electric motor are covered, excluding door or door track assemblies, cables, springs and Wi-Fi transmitters. See sample terms and conditions for more details.
Smoke Detectors
All battery-operated and hardwired units are covered, excluding carbon monoxide detectors.
PLUMBING SYSTEMS
Garbage Disposals
All components and parts are covered.
Instant Hot/Cold Water Dispenser
All components and parts are covered.
Jetted Tub (Built-in)
All motors, pumps and air switch assemblies are covered.
Plumbing Components
All valves, lines, and drain and sewer stoppages are covered. There are some exclusions. See sample terms and conditions for more details.
Sump Pumps
All permanently installed sump pumps (ground water only) are covered.
Standard and Tankless Water Heaters
All components and parts are covered, including tankless water heaters and circulating pumps. A maximum amount of $1,000 per unit is allowed per term. There are some exclusions. See sample terms and conditions for more details.
Toilets
All toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages are covered.
HEATING AND COOLING SYSTEMS
Air Conditioning Including Ductwork
All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Heating System Including Ductwork
All components and parts of forced-air (gas, electric, oil), geothermal, wall-mounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam-circulating heat and electric baseboard are covered. There are some caps and exclusions. See sample terms and conditions for more details.
COVERAGE BOOSTERS
Exterior Water Line

The outside water service line is covered. There are some caps and exclusions. See sample terms and conditions for more details. 

Add on
Add on
Exterior Sewer Line

The outside sewer service line is covered. There are some caps and exclusions. See sample terms and conditions for more details. 

Add on
Add on
Exterior Gas Line

The outside gas service line is covered. There are some caps and exclusions. See sample terms and conditions for more details. 

Add on
Add on
Homeowners Insurance Deductible Reimbursement
Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. One claim per year.3
Up to $2,000 in extra coverage
Provides up to $2,000 per year (two claims of up to $1,000 each). Certain covered repairs or replacements may require additional fees that are not normally covered under your plan, such as disposal of equipment, plumbing modifications, reclamation of refrigerant, code upgrades, permits and more.4 
Add on
Add on
OPTIONAL ADD-ONS
Pool (Heater Included)
All above ground components and parts of the heating, pumping, and filtration system are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Spa (Heater Included)
All above ground components and parts of the heating, pumping, and filtration system are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Pool with Spa (Heater Included)
All above ground components and parts of the heating, pumping, and filtration system are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Septic Tank/Pumping
All mainline stoppages that can be cleared through an existing access or cleanout without excavation are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Well Pump
All components and parts of well pump utilized as a source of water to the home are covered. There are some caps and exclusions. See sample terms and conditions for more details. 
Add on
Add on
Add on
Sample terms
Sample terms
Sample terms

We take the worry out of warranty!

All our home service plans include a 180-day Workmanship Guarantee — that means we'll stand behind all covered repairs for six months! To protect your peace of mind, you'll also get:

24/7 claims support online or by phone

File a claim when (and how) it's most convenient for you.

Coverage for unknown pre-existing conditions

Items are covered regardless of age, make or model.2

Verified service providers

We find help so you don't have to spend time searching!

Why choose a Cinch Home Services warranty plan?

A little know-how goes a long way, and we’ve got 45+ years of it. We help you protect what you love and avoid unexpected repair costs, while backing covered repairs for a full six months. Your plan includes:

  • A trusted repair partner with providers nationwide
  • Help with repair and replacement costs
  • A 180-day Workmanship Guarantee
  • Coverage for the essentials you use every day
  • Hassle-free help when things break
  • Peace of mind
ReplacemapDSC03223

We'll be there when something breaks

We've been protecting homeowners like you since 1978, so you could say we're pretty good at it. When something goes wrong, it's easy to get help!

Request

When a covered item breaks, place a service request anytime online or by phone.

Repair

We'll find a pre-screened service provider to diagnose and remedy the problem.

Relax

We'll help pay the bill, and the covered repair is guaranteed for 180 days.

Homeowners have chosen us for more than 45 years! See what our happiest customers have to say...

Teri of Mentor, OH
Via ConsumerAffairs
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
Via ConsumerAffairs
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

CINCH-IMG_2-2Nest_4141
Elizabeth of Slaughters, KY
Via ConsumerAffairs
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Still have questions?

Let us know how we can help.

Contact us
Why should I choose a Cinch Home Services warranty?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

How does the claim process work?

At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system or appliance, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your appliance or system will be diagnosed, and any covered failures will be repaired and/or replaced depending on which plan you have — unless a part needs to be ordered or acquired first.

How much does a Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area.

Learn more about the pricing of home warranties, including what can affect pricing, what plans are available and more.

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. Still unsure about the difference? Read our article discussing home warranties vs. home insurance.

See all FAQs

Learn more about protecting your home!

Ready for a quote?

Your plan and pricing are waiting.

Get your quote online
Get your quote online
Already a customer?

Request service, check coverage and more.

Log in to My Account
Log in to My Account
Prefer to speak to us?

Call us! We’d love to chat.

(877) 638-0257
(877) 638-0257

*Get your first month of coverage free when you choose the monthly billing option on your purchase of a new annual Repair Only Plan, Repair + Replace Plan or Repair + Replace Premier Plan. Cannot be combined with any other offer. Not available in all states.

1The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

2Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.

3Reimburses you up to $500 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.

4Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal. For Florida residents, this coverage is offered in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.