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Home warranty in Indiana

 

Indiana's unpredictable weather, aging homes, and high repair costs make a home warranty plan a valuable investment to protect essential systems and appliances.

skyline of Indianapolis, Indiana
Average IN home age

46 years

Average IN home maintenance costs

$1,340 per month

Average IN home warranty cost

$46 per month

Three Cinch Home Services plans available in Florida

  

Appliances

  • Kitchen Appliances
  • Laundry Appliances
homeowner-appliances-plan
See plan details

Starting at $38.99

  

Built-in Systems

  • Heating and Cooling Systems
  • Electrical Systems
  • Interior Gas and Plumbing
homeowner-built-insystems-plan
See plan details

Starting at $43.99

MOST POPULAR

Complete Home

  • Kitchen Appliances
  • Laundry Appliances
  • Heating and Cooling Systems
  • Electrical Systems
  • Interior Gas and Plumbing
homeowner-complete-home-plan
See plan details

Starting at $54.99

  

Appliances

homeowner-appliances-plan
Kitchen | Laundry

Starting at $38.99

See plan details

  

Built-in Systems

homeowner-built-insystems-plan
A/C | Plumbing | Electrical

Starting at $43.99

See plan details

Best Value

Complete Home

homeowner-complete-home-plan
Appliances + Built-in Systems

Starting at $54.99

See plan details

*You can customize and add more items not included in the plans.

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Find the perfect home warranty plan that puts you in control of your home.

TAKE THE UNCERTAINTY
OUT OF HOMEOWNERSHIP

Find the perfect home warranty plan that
puts you in control of your home.

Enter your zip code to begin your custom quote.

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

Not sure yet? 

Give us a call: (866) 408-0024

 

Why Cinch Home Services is among the best home warranty companies in Indiana?

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We protect your systems and appliances no matter the age.†
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If we can't repair the covered item, we'll replace it.2
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We have plans and pricing to fit every budget.
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We guarantee our work for 6 months - at no additional cost.
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We don't require your inspection or maintenance records.
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Our provider network means we'll get the right person to fix your problem.

 

Common home repairs in the Hoosier state

Indiana residents have the luxury of experiencing all four seasons in a calendar year. The state experiences a wide range of temperatures across its borders. Summer in Indiana can bring extreme heat conditions while blizzards are common in the winter as temperatures drop below freezing.

Moreover, Indiana’s weather is known to be unpredictable. The Hoosier State frequently experiences severe weather, characterized by intense storms with strong wind gusts that create treacherous conditions. Additionally, Indiana homeowners must be prepared for the threat of flooding from heavy rainfall.

Indiana house covered by a home warranty

Given the less-than-ideal weather conditions common in the state of Indiana, homeowners will want to protect their investments and most relied-on home systems. Home insurance policies protect the home itself but do not cover other valuable items/appliances. For that, homeowners will need a home warranty plan, which acts as a form of warranty insurance for home systems and appliances.

The average home maintenance cost in Indiana is $15,959 per year. A home protection plan from Cinch Home Services limits homeowners’ vulnerability to the high costs associated with home repairs and replacements while providing peace of mind that their home’s systems and appliances are protected.

 

Home warranty coverage: What your plan should include in Indiana

A home warranty is an agreement of protection for certain home systems and appliances due to wear and tear or an untimely event. Many homeowners who buy old or new construction homes choose to purchase a builders home warranty or extended warranty even though it’s not required by law in Indiana because of the added protection it provides. Coverage typically starts 30 days after the initial payment.

Many homeowners assume a home warranty plan can only be acquired at the time of purchasing the home. While a home buyer warranty can be negotiated between the buyer and seller during the purchasing process, a home warranty plan can be purchased at any time regardless of how long a person has owned their residence or their home’s age. In Indiana, the median home age is 46 years.

The cost of a home warranty plan can vary, depending on several factors. Homeowners in Indiana generally pay between $500 to $599 annually. The length of a home warranty depends on the type of plan, but coverage usually lasts up to one year, and homeowners can choose to renew annually. A lapse in coverage occurs when a homeowner fails to continue their home warranty. Doing so can put them at risk of paying for costly repairs and replacements out of pocket.

To accommodate Indiana’s drastic temperature changes, homeowners should choose a home warranty plan that includes coverage for HVAC or air-conditioner and heating systems, Homeowners can further bolster their coverage by adding protection for plumbing and electrical systems, as well as their most used appliances, such as the water heater, refrigerator, oven and clothes washer and dryer.

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HVAC
Plumbing icon
Plumbing
Electrical wiring icon
Electrical systems
Appliances icon
Appliances

 

How does home warranty work in Indiana

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Choose the best warranty plan for you.
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Request service anytime you need it.
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We’ll send out the experts to fix the problem.

What to look for in a home warranty company in Indiana

Aerial Autumn Cityscape with River Bridge and Skyline, Fort Wayne

When choosing a home warranty provider in Indiana, homeowners should look beyond pricing and deductibles. To ensure you select the right home warranty company, focus on whether the company covers the systems and appliances that are important to you. Additionally, investigate whether the company has a track record of following through on its promises to help its customers resolve problems.

The best home warranty companies in Indiana provide timely solutions and use licensed and insured technicians for repairs and replacements. Cinch Home Services is a reputable home protection plan provider in Indiana. We are committed to meeting the needs of the homeowners we serve, relying on our expertise to provide you with the protection you deserve.

Frequenly asked questions

Frequently asked questions

or call us: (866) 408-0024

 

When can you buy a home warranty in Indiana?

Indiana homeowners can purchase a home warranty plan at any time, whether immediately after closing or later if necessary.

What is a home warranty policy?

A home warranty policy is a contract between a homeowner and a home warranty company, detailing the repair or replacement of covered home systems and appliances.

How long does a home warranty last in Indiana?

The duration of a new home warranty depends on the policy and what’s covered. In Indiana, the typical duration of a home warranty is one year.

Which Indiana home warranty covers the most?

A combined systems and appliance home warranty plan typically offers the most coverage. It includes protection for major household systems like HVAC, plumbing, and electrical, as well as major kitchen and laundry appliances.

Is there a difference between homeowners insurance and home warranty in Indiana?

Yes, there is a difference between homeowners insurance and home warranty in Indiana. A home warranty provides coverage for normal wear and tear of certain major appliances and systems. Homeowners insurance covers damage to the house itself and some contents inside due to specified perils.

Is a home warranty required in Indiana?

No, a home warranty is not required in Indiana, but it can be an asset for homeowners.

Who pays for the home warranty at closing?

The party responsible for paying for a home warranty at closing typically depends on the negotiation between the buyer and seller. In some cases, the seller will pay for a home warranty as an incentive, especially if the home's appliances and systems are older. If the seller does not include it, the buyer has the option to purchase it themselves.

How does a home warranty work for Indiana real estate sellers?

In Indiana, a home warranty plan can serve as a real estate tactic. The seller may purchase a policy to cover potential repair costs for major appliances and systems within the house during the listing period and until the sale closes. This safeguards the seller against unexpected breakdowns that could delay the sale.

What happens when a home warranty lapses?

Allowing a home warranty to lapse can be a costly mistake, as the homeowner is responsible for paying the full cost of any repairs or replacements for major appliances or systems that break down.

How can you renew your home warranty in Indiana?

Indiana homeowners can renew their home warranties by contacting the provider. Most home warranty companies try to make the renewal process as seamless as possible by having auto-renewal warranties.

What customers say about our home warranties:
quotes
Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
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My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service I’m very happy.
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When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
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Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
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Calvin Maryland
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Cheryl Connecticut
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Frank Florida
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GET AN EXACT HOME
WARRANTY QUOTE FOR YOUR
INDIANA HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

GET AN EXACT HOME WARRANTY QUOTE FOR YOUR INDIANA HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

Some of the Florida cities where Cinch Home Services offers coverage:

Indiana Cinch Home Warranty