Home warranty in Alabama
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Home warranty coverage in Alabama | Common home repairs in Alabama | How to find a HW provider in Alabama | FAQs
Three Cinch Home Services plans available in Alabama
Starting at $35.99
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Starting at $44.99
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*You can customize and add more items not included in the plans.
Find the perfect home warranty plan that puts you in control of your home.
Find the perfect home warranty plan that
puts you in control of your home.
Due to Alabama's humid subtropical climate, homeowners may face a variety of home maintenance challenges. Summers are typically hot and humid, while winters are mild but can occasionally bring occasional freezing temperatures. Alabama also experiences severe weather events, including strong thunderstorms, tornadoes and hurricanes, particularly in coastal areas and the southern part of the state.
These weather conditions and natural wear and tear contribute to the need for regular home maintenance. Some of Alabama's most common home repairs involve HVAC systems, plumbing, electrical systems and appliances.
While homeowners insurance covers damage from unexpected disasters like storms and fires, it does not typically cover normal wear and tear on essential home systems and appliances. That’s where a home warranty from Cinch Home Services can help, providing coverage for the systems and appliances you rely on daily.
To help you manage common repair needs, Cinch Home Services offers home warranty plans that cover:
HVAC systems – Air conditioning and heating are essential in Alabama’s extreme temperatures. The last thing you want to do is be uncomfortable in your home because your HVAC system breaks down.
Plumbing systems – Due to hard water and heavy usage, pipes, water heaters and sump pumps can require repairs. Don’t put yourself in a situation where you’re scrambling to find a good local plumber. With a home warranty plan, you’ll know exactly who to call.
Electrical systems — Wiring, outlets and circuit breakers may need maintenance over time. An electrical system can often be complicated to fix. Instead of putting yourself at risk and causing more damage with a DIY repair effort, consider leaving it to the experts and service technicians.
Appliances – Daily-use appliances like refrigerators, ovens, washing machines and dryers can break down unexpectedly. We understand that life can get busy. With a home warranty plan, you can save time by filing a claim to help with repair.
When shopping for a home warranty in Alabama, keeping your needs and budget in mind is important. Some things to look for as signs of a reputable company are easy-to-understand coverage and clear plan options. Also, look for statements of workmanship guarantees and an extensive network of service providers to ensure your plan is there for you when needed.
How to use reviews and testimonials to guide your decision
Reviews and testimonials are great resources for the right home warranty plan. Be wary of companies with very few reviews, as this could indicate that they are not legitimate. Also, don't put too much stock into a handful of negative reviews if a company has a lot of positive feedback.
It’s also important to note that you need to look at multiple review sites to make the best decision. Some review platforms are more prone to fake and malicious reviews going unnoticed, creating a negative bias for first-time customers. Make sure you glance at positive and negative reviews to form the most objective assessment.
Understand the role of reputable platforms
There are other ways customers can research home warranty companies. When buying a home warranty plan, check out websites like ConsumerAffairs that dive deep into how companies perform.
Understand service fees
What's a service fee? In essence, this is a fee (sometimes called a deductible) is a feee that you'll pay out of pocket when you file a claim under your home warranty plan for your appliance or home system Different plans have different service fees, so read the fine print when signing a contract.
Consider the service provider network of different companies
Even if your plan has excellent coverage options, its usefulness only goes as far as service providers do. Do your best to find a home warranty company with many highly rated service providers. Speed and expertise are of the essence when any of your crucial home appliances or systems break down due to normal wear and tear.
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In Alabama, you can buy a home warranty at any time, whether you are in the process of buying a house, have recently purchased one or have owned your home for several years.
A home warranty is a contract that helps cover the repair and replacement of major home appliances and systems that experience mechanical failure due to normal wear and tear.
A typical home warranty in Alabama generally lasts for one year.
To ensure widespread protection, Alabama homeowners may want to consider a complete or combined home warranty plan. This plan covers critical household systems and commonly used kitchen and laundry room appliances.
Yes, there is a significant difference between homeowners insurance and home warranty in Alabama. Homeowners insurance covers damage to the home's structural components and belongings from covered perils like fire, windstorms, theft, and sometimes flooding. A home warranty covers repairs or replacements of major appliances and systems that experience mechanical failure due to normal wear and tear, not sudden events. There’s also an extended warranty that usually covers a single appliance and can be purchased via the manufacturer or third parties.
No, home warranties are not legally required in Alabama, but they are highly recommended.
The details surrounding payment for a home warranty can be negotiated between the seller and the buyer during the closing process. If it’s not included in negotiations, buyers can still obtain a home warranty after purchase.
Alabama real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
Home warranties are not indefinite, and the length of coverage depends on the contract. If your home warranty lapses, you'll be responsible for the full cost of repairing or replacing any major appliances or systems that break down.
Alabama homeowners can renew their home warranties by contacting their provider. Some companies also allow you to renew online through your account portal by logging in and selecting the renewal option. Our warranties (and most others) renew automatically.
Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.
Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.