What is a home warranty?

Home Warranty

A home warranty (also known as a home protection plan or home service plan) provides repair and replacement coverage for your home’s major appliances or systems. Many homeowners define home warranty coverage as an optional or “nice to have” feature, but when one or two major appliances or systems malfunction, it can quickly change their perspective.

According to The National Association of Realtors, there is a 60% chance that at least one key home system or appliance will fail in any year — and that average repair cost will be $900. Factor in how long you plan to stay in your home, how long its appliances and systems were there before you moved in and Murphy’s law — you’ll realize that the average cost to keep your home running can add up quickly. That’s where home warranties come in handy.

A home warranty plan will cover the repair or replacement of your major appliances, such as refrigerators, dishwashers and clothes washers and dryers, and built-in systems, such as air conditioning, heating, electrical and plumbing will be covered.Homeowners pay a monthly premium and a one-time service fee, or deductible, anytime something breaks down. The home warranty plan should cover the rest of the cost to repair or replace the item in question.

While a Cinch home protection plan can save you a significant amount of money when compared to the cost of repairing and replacing each malfunctioning system or appliance. The most powerful benefit is convenience. You will receive:

  1. Year-round service. You will not have any frantic night or weekend calls to find an available technician. Cinch’s customer service is available 24/7/365  and yes, that includes holidays and weekends. Cinch is always here to take your call and will send a service provider as soon as possible. 

  2. Trusted service. Every service partner in our network is pre-screened for your protection. We ensure they meet all of your state’s licensing requirements before they visit your home. In addition, we provide you with their contact information so you can schedule an appointment at your convenience.

  3. Quality service. No aggravations over substandard work quality. We stand behind our providers’ work with a six month guarantee. No exceptions.

At Cinch, we truly believe we provide better and easier home care services. But don’t just take our word for it. See what our nearly 1 million customers across the country have to say about Cinch home protection plans, and start protecting your home today.  


The information in this article is intended to provide guidance on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.