Home warranty in Oregon

Whether you’re moving to a city with eccentric neighborhoods like Portland or recently bought a home nestled in coastal charm in Eugene, Oregon is indeed a state with lots to offer. Known for its strong business climate, excellent universities and outdoor activities, there are many reasons to love living here.  

As a homeowner, you understand that protecting your investment is crucial — this is where a home warranty plan comes into play. A recent survey from Porch.com revealed that yearly home maintenance costs for homes in Oregon were an estimated $15,754. With a home warranty plan, you may be able to reduce these costs.

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Median home age
Average home maintenance costs
Average home warranty cost

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Why Cinch Home Services is among the best home warranty companies in Oregon?

 

Common home repairs in the Beaver State that can be covered

Many homeowners know there is no shortage of maintenance projects over the course of a year. While Oregon is one of the most breathtaking states in the country, its particularly cold winters can strain heating systems and plumbing. With the right home warranty plan, you could potentially save on repairs to your HVAC systems.

Also, with cold weather and storms that can occur in Oregon, power outages may be expected during winter. These frequent outages can cause expensive repairs to household appliances such as dishwashers, refrigerators and more.  

 

Homes in Oregon

If you live in a much older home in Oregon, and your appliances have some wear and tear on them, it could mean that it’s just a matter of time before something stops working. Whether it’s a built-in oven that breaks down right before you need to prepare a dinner for friends or your heat stops working on the coldest day of the year, having a home warranty in Oregon can give you peace of mind that you’ll be able to get it fixed without a hefty, unexpected expense.  

Click here to learn more and see if one of these home warranty plans suits you. 

 

How does home warranty work in Oregon

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Home warranty coverage: What your home warranty plan should include in Oregon

Your home warranty should also include coverage for appliances such as refrigerators, dishwashers, washers, dryers and water heaters, all of which are heavily used and vulnerable to breakdowns.

If your home has additional features like a pool, spa, or other specialized systems, you may consider expanding your home warranty coverage to include these. With the right plan, you can help avoid costly repairs and keep your Oregon home running smoothly through every season.

What to look for in a home warranty in Oregon

When shopping for a home warranty plan in Oregon, it’s important to consider your specific needs and budget.  

Here are some questions you can ask yourself when looking for a home warranty company in Oregon. 

Is the company experienced and reputable?

Doing research is critical to determining whether you're working with a home warranty company with a proven, fair and reliable track record. The last thing you want to do is invest in a home warranty plan with a fly-by-night company that sees its customers as a money grab and won't provide quality service.

How much does it cost?

It’s wise to remember that not all home warranty plans are created equal. For instance, a comprehensive plan that covers most of your household systems and appliances will usually cost more than an appliance-based plan that doesn't cover systems such as your HVAC. So, while one company may seem more affordable than another on the surface, read the fine print before making a decision.  

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How does the company treat you?

The home warranty company that's right for you should make you feel appreciated as a customer. When you work with a company like Cinch Home Services*, we’ll treat your home like our own. This means that when things break down in your home, we'll help you repair it as quickly as possible. We have a nationwide network of local service technicians to help you whenever you need them.

 

Does the company make things easy?

We believe a good home warranty company is responsive, efficient and highly productive. As a homeowner, when one of your beloved appliances stops working, it may cause considerable stress and frustration. This is one of the main reasons why it's imperative to have a home warranty company that makes it simple for you to request service, file a claim or answer your questions.

Frequently asked questions

 

When can you buy a home warranty in Oregon?

 In Oregon, you can buy a home warranty at any time, regardless of the age of your home or how long you've lived there. 

What is a home warranty agreement?

A home warranty agreement is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair and costs of covered home systems and appliances that fail due to normal wear and tear for a given time period.

How long does a home warranty last in Oregon?

The typical length of a home warranty agreement in Oregon is one year.

Which Oregon home warranty covers the most?

This depends on your specific plan with the home warranty company you select.

Is there a difference between homeowners insurance and a home warranty in Oregon?

Yes, here’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance relates to catastrophic, unforeseen events such as accidents, fires and natural disasters. Home warranty on the other hand, is related to the appliances and systems in your home. When things such as your HVAC or refrigerator stop working due top normal wear and tear, a home warranty plan is probably worth it and may make it easier (and cheaper) to repair or replace it.

Is a home warranty required in Oregon?

No, home warranties are not required in Oregon.  

Who pays for the home warranty at closing?

In real estate, a home warranty can be paid for by the buyer or the seller at closing. For the seller, paying for a home warranty can make the property seem more appealing and help reduce the cost of covered repairs while the home is on the market. From the buyer's perspective, having a home warranty can provide peace of mind when moving in – especially if they purchase an older home.

How does a home warranty work for Oregon real estate sellers?

Oregon real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.

What happens when a home warranty lapses?

A home warranty lapse happens if you cancel your agreement or if your home warranty isn’t set to auto-renew and you forget to renew it. If this happens, you’ll typically have to wait 30 days before your appliances and systems are covered again. During this lapsed period, you'll be financially responsible for any repairs you may need to your household appliances and systems.

How can you renew your home warranty in Oregon?

 With most home warranty companies in Oregon, you’ll be notified in advance whether you need to renew, or if you’re already on an automatically renewing plan, you’ll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires. 

What customers say about our home warranties:
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Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
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My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service I’m very happy.
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When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
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Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
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Calvin Maryland
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Cheryl Connecticut
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Frank Florida
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Julie Michigan
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WARRANTY QUOTE FOR YOUR
OREGON HOME

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or get answers to any questions you may have.

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GET AN EXACT HOME WARRANTY QUOTE FOR YOUR OREGON HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

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Some of the Utah cities where Cinch Home Services offers coverage: