When things break down, you need a plan. We have three.
No hard-to-read fine print here. Below, you can review the components and parts that are covered for repairs and replacements under each plan: Appliances, Built-in Systems and Complete Home. There are a few exceptions and limits, and you'll find them spelled out in the sample terms.
Starting at |
||
$35.99/mo* |
$35.99/mo* |
$44.99/mo* |
Appliances
Built-in Systems
Complete Home
Clothes Dryers
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Clothes Washers
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Cooktops
All components and parts are covered up to $2000 per term, excluding Wi-Fi transmitter.
Appliances
Built-in Systems
Complete Home
Dishwashers
All components and parts are covered up to $2000 per term, excluding Wi-Fi transmitter.
Appliances
Built-in Systems
Complete Home
Food Centers (Built-in)
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Freestanding Ice Makers
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Microwaves (Built-in)
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Ranges
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Range Exhaust Hoods
All components and parts are covered for hoods located above the range up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Refrigerators
All components and parts are covered up to $2000 per term, excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
Appliances
Built-in Systems
Complete Home
Trash Compactors (Built-in)
All components and parts are covered up to $2000 per term.
Appliances
Built-in Systems
Complete Home
Wall Ovens
All components and parts are covered up to $2000 per term, excluding Wi-Fi transmitter.
Appliances
Built-in Systems
Complete Home
Air Conditioning Including Ductwork
All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
Appliances
Built-in Systems
Complete Home
Attic Fans
Covers built-in attic fans.
Appliances
Built-in Systems
Complete Home
Ceiling Fans
All parts and components are covered.
Appliances
Built-in Systems
Complete Home
Central Vacuums
All components and parts, excluding Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Appliances
Built-in Systems
Complete Home
Doorbells
All components and parts, except when part of an intercom or monitoring system.
Appliances
Built-in Systems
Complete Home
Electrical System
All components and parts, including direct current wiring, lighting fixtures and built-in exhaust/vent/attic fans. There are some exclusions. See sample terms and conditions for details.
Appliances
Built-in Systems
Complete Home
Garage Door Openers
Covers all components and parts located inside the ceiling-mounted electric motor, excluding door or door track assemblies, cables, springs and Wi-Fi transmitters.
Appliances
Built-in Systems
Complete Home
Garbage Disposals
All components and parts are covered.
Appliances
Built-in Systems
Complete Home
Heating System Including Ductwork
All components and parts of forced-air (gas, electric, oil), geothermal, wall-mounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam-circulating heat, electric baseboard. There are some caps and exclusions. See sample terms and conditions for more details.
Appliances
Built-in Systems
Complete Home
Instant Hot/Cold Water Dispenser
All components and parts are covered.
Appliances
Built-in Systems
Complete Home
Jetted Tub (Built-in)
Includes motors, pumps and air switch assemblies.
Appliances
Built-in Systems
Complete Home
Plumbing System
Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
Appliances
Built-in Systems
Complete Home
Smoke Detectors
All battery-operated and hardwired units.
Appliances
Built-in Systems
Complete Home
Sump Pump
Covers permanently installed sump pumps (ground water only).
Appliances
Built-in Systems
Complete Home
Toilets
Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Appliances
Built-in Systems
Complete Home
Water Heater
All components and parts are covered, including tankless water heaters and circulating pumps. Excludes auxiliary holding or storage tanks, fuel storage tanks or energy conservation unit(s) and Wi-Fi transmitter. A maximum amount of $1000 per item is allowed per term. See terms and conditions for additional specifics aboiut what's covered and what's not covered.
Appliances
Built-in Systems
Complete Home
Homeowners Insurance Deductible Reimbursement
Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. One claim per year.
Appliances
Built-in Systems
Complete Home
Air Conditioner Filter Credit
After your first payment, you will receive an email on how to redeem your $25 air conditioner filter credit.
Appliances
Built-in Systems
Complete Home
*All plans are subject to terms, conditions and limitations in your service plan agreement. Deductible due at time of service call. Non-covered charges may apply to certain repairs and replacements. Coverage and pricing may vary by state. Sales tax may apply.
Guaranteed service. "No gotchas."
Every Cinch plan comes with these benefits, designed to give you maximum coverage and peace of mind.
If the problem persists, so do we — at no additional cost to you.
Happened before your time? Won't be on your dime. It's covered.
Hey, rust happens. We won't deny your service request because of it.
Time for a new fridge or oven? Enjoy savings on brand-name appliances.
"The guy who came for the microwave and did the work was amazing. He was very humble. The motor failed and he put a new motor in front of me. One of the parts was not there with him, so he had to go and get it, and then came the next day morning and fixed it."
— Balvinder, VA 
Frequently asked questions
More questions about Cinch? Go to FAQ.
What types of failures are covered?
Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered. To fully understand what parts are covered, it is best to read the terms and conditions.
Do you offer any other coverage, not included in the plans?
We offer multiple add-on options, including pool or spa only (heater included), pool with spa (heater included), septic tank/plumbing, well pump and a premier upgrade package, which provides additional coverage for permits, code upgrades and more.
For complete details on coverage, view terms and conditions.
How much does a Cinch plan cost?
Costs vary by region and type of coverage. Click here to get a quote.
What do I do when something breaks down?
- Open your service request online with My Account
- Call customer service at (844) 324-5688
Once I'm a customer, what's the best way to manage my plan?
Use My Account, which gives you anytime access. It's easy, mobile-friendly and secure. Here are a few things you can do in My Account:
- Download your plan documents
- Open a service request
- Check service request status
- Change your payment method (if you currently pay by credit card or bank account)
- Update your contact information