Looking for the best Utah home warranty company?
Just like home insurance, shopping for a home warranty can be confusing. Oftentimes the differences in home warranty coverage and customer service are difficult to understand without experiencing them firsthand.
While many homeowners look at price as the primary deciding factor, how a company arrives at that price can be impacted by how often you file a warranty service request. In the fine print of your service contract, you may also notice exclusions that vary from company to company, along with coverage caps that could impact your out-of-pocket costs.
In this article, we outline how to find the best Utah home warranty company for you and highlight a few ways to understand your service contract.
Where can you find the best home warranties in Utah?
A Utah home warranty is a smart way for homeowners to add extra financial protection to home systems and appliances. A home warranty plan can also help real estate professionals who are trying to close a sale. In addition, it can help home buyers looking for an extended warranty on a new home or to protect themselves from repair costs from an older home.
How can you be sure that your home warranty plan is best for you?
The best home warranty plan for you is the one that can be customized to your needs and your budget. You probably won't care about coverage for a garage door opener if you don't have a garage, but if your water heater or garbage disposal goes out and it is not on your list of covered items, you will be paying out-of-pocket.
While the basic plan can cover the repair or replacement of a major appliance, it won't shield you from thousands of dollars to replace your air conditioning unit. That's why it's important to carefully review the home warranty coverage, the service fee or deductible and the customer service reviews available online.
We can't say it enough — review the fine print. As the saying goes, "The devil is in the detail."
What is covered by a home warranty in Utah?
Utah home warranty plans cover your home systems (heating, cooling, electrical and plumbing) and your home appliances (microwave, stove, oven and refrigerator). Home warranty coverage may be packaged as an appliance-only plan, a systems-only plan or a combination plan that merges the best coverage from both plans into a single, comprehensive service contract.
Why is a home warranty necessary in Utah?
From mid-June through mid-September, you can bet your air conditioning is getting quite the workout. And when the summer is over, your heating system and water heater are essential for getting you through the frigid Utah winters. Even in St. George, freezing temps can put a chill in your bones.
For those who live along the Wasatch front, there is a mixture of old and new homes that have sprouted up quickly over the last 10 to 15 years. Whether your home is a remodel or still waiting for a makeover, a home warranty can give you peace of mind.
How much does a home warranty policy cost in Utah?
The average Utah home warranty plan costs between $400 to $600 a year depending on the warranty company. More comprehensive plans are usually available for additional fees.
Cinch warranty coverage starts as low as $34.99 a month for a basic plan. If you need home systems coverage for a water heater, air conditioning or electrical system, you'll need to step up to a home system or combo plan.
How does the Cinch service contract work for Utah homeowners?
When a covered item suffers a breakdown, simply put in a service request online through My Account, which is available 24/7/365. You can also speak with our friendly customer service team, who is available 24/7 at (844) 324-5688.
Your service request will then be shared with a vetted and insured Cinch contractor in your area. The contractor will contact you directly to set up a service appointment.
Prior to your contractor visit, be sure to read through your service contract to reacquaint yourself with what the warranty covers. As a reminder, you will need to pay a nominal service fee for the visit, along with any costs that exceed coverage limits.
Learn more about home warranty plans from Cinch Home Services.