Utah home warranty options

Utah home warranty options

House on Utah lake


Home warranty plans are increasingly becoming important to homeowners and real estate agents in Utah. They provide peace of mind and protection for people, ensuring their major home appliances and/or built-in systems are covered as far as repair or replacement costs. 

Real estate companies and home sellers also use home warranties as a selling feature for homes on the market and to provide a measure of protection should a major appliance or system malfunction or break down shortly after a sale.

With a climate of extremes — ranging from very hot summers to cold winters — Utah poses unique challenges to homeowners. Ensuring that an approved service provider can fix or replace a furnace that breaks down in freezing weather or air conditioning that stops working on the hottest day is something most people need. 

Similarly, as the population of Utah continues its vigorous growth, new homeowners want to ensure that they don’t have sudden big repair or replacement bills for major appliances and systems after they’ve made what is probably the largest purchase of their lives.

In looking for the best home warranty company in Utah, consumers want the protection that suits their needs, whether it’s for major appliances, home systems or a combination of both. They should realize that the kind of protection can vary a lot between service providers, so it’s a good idea to check the fine print of each service contract to find out certain things — such as the size of deductibles, service fees, maximum payments, criteria that would invalidate protection and other essential information that can affect what your home warranty coverage looks like.

Whether you live in Salt Lake City or Provo, we’ll discuss why a home warranty plan is worth it for your Utah home.


Are home warranties worth it in Utah?

If you own a home in Utah, you can benefit from having the right home warranty. It provides protection often not covered by homeowners insurance (usually focused on damage from natural disasters, liability and theft) and manufacturers’ warranties.

By paying a little each month, you can avoid a huge single bill if a major appliance, such as a refrigerator, or a major system, such as an HVAC, breaks down. By having one trusted home warranty provider, you also don’t have to track down separate service people for different covered items.

Whether you’ve bought a new home, don’t want to dip into your emergency fund or you’re not particularly handy and want to leave this kind of work to the professionals, a home warranty tailored to your specific needs provides the kind of assurances that make life easier.


Home warranty plans available for Utah homeowners

Home warranty plans usually come with different options, catering to the varying requirements of homeowners. The best home warranty plans in Utah come in three different packages. To begin, there should be a plan covering major appliances, including:

  • Clothes Dryers 
  • Clothes Washers 
  • Cooktops 
  • Dishwashers 
  • Food Centers (Built-in) 
  • Freestanding Ice Makers 
  • Microwaves (Built-in) 
  • Ranges 
  • Range Exhaust Hoods 
  • Refrigerators 
  • Trash Compactors (Built-in) 
  • Wall Ovens 

Then, there should be a plan covering built-in systems components, such as:

  • Air Conditioning Including Ductwork 
  • Attic Fans 
  • Ceiling Fans 
  • Central Vacuums 
  • Doorbells 
  • Electrical System
  • Garage Door Openers 
  • Garbage Disposals 
  • Heating System Including Ductwork 
  • Instant Hot/Cold Water Dispenser 
  • Plumbing System 
  • Smoke Detectors 
  • Sump Pump
  • Toilets 
  • Water Heater
  • Whirlpool/Jetted Tub (Built-in) 

And the third plan should be a combo of the major appliances and home systems plans. In most cases, home warranties cover normal wear and tear and mechanical problems, no matter which option you choose. 

Before signing a home warranty contract, though, you should be sure that the specific home items you’re concerned about are on the list. Most home warranty providers also offer add-on coverage for certain items that they might not cover in their traditional plans, like a pool or septic system.

Some questions you’ll want to ask yourself when reviewing a home warranty plan include:

  • What kind of deductible is there? 
  • How much do you have to pay for service calls? 
  • Are pre-existing conditions covered?
  • What is the maximum amount allowed for replacement costs? 
  • Will the home warranty provider get you a similar model for replacement or provide the money so that you can buy a new model yourself?

The terms and conditions in basic plans and comprehensive plans should answer all your questions, including some you may not have thought of yet. 

Specific coverage options you’ll want in Utah

The summer can be stifling in Utah, with temperatures spiking to averages of 85 to 100 degrees Fahrenheit at its height. This means that having an air conditioner system in good working order is a necessity. A home warranty in Utah should cover both the air conditioner unit and its ductwork, and you’ll want to consider optional coverage for your well pump.

In the winter, low temperatures often drop below 0 degrees Fahrenheit in the state, so your heating needs to be up to the job or quickly repaired or replaced if it isn’t. The home warranty plan would normally cover a range of heating systems and their ductwork.

When it comes to both your major appliances and systems, it’s worth researching what the most common types of malfunctions are before deciding on a home warranty plan. You’ll want to compare your research with the state of your current appliances and systems. If anything is particularly old, you might want to prioritize coverage there.


How much do home warranties cost in Utah?

In Utah, the average cost of a home warranty plan largely depends on how much coverage you’re looking for. For more money, you can acquire more extensive coverage, including any add-ons that a basic plan might not include.

With Cinch Home Services, plan pricing starts as low as $34.99 a month, with costs increasing if you want to cover home system components, such as a water heater, air conditioning or a combination of major appliances and home systems.

To find how much the coverage you need will cost (and how affordable it is), simply request a fast, instant quote. The low monthly costs contrast sharply to the hundreds or thousands of dollars you might have to spend to repair or replace major home appliances and systems on your own.


Who is the best home warranty provider in Utah?

The best home warranty provider in Utah is the one who best serves your particular needs with comprehensive coverage. They have an outstanding record of service and make it easy for you to sign up for plans, manage your account and order service when you require it. They clearly outline what you get with your home warranty contract and any conditions that may apply.

An outstanding home warranty company in Utah also:

  • Has a choice of plans covering a wide variety of appliances, home systems and a combination of both
  • Offers a huge selection of vetted service technicians to handle any calls
  • Supplies 24/7 service
  • Backs its work with a 180-day workmanship guarantee
  • Boasts outstanding customer reviews
  • Is accredited with the Better Business Bureau (BBB)

At Cinch, we meet these criteria and more while making it easier than ever to understand what’s covered with your home warranty plan.


Secure a home warranty for your Utah home today

In Utah, the clear best choice for home buyers, home sellers and real estate professionals is Cinch. Our attractively priced home warranty plans clearly explain their value and make it easy to manage your account, book service appointments and add or subtract services. You’ll find peace of mind and the coverage you need for your Utah home when you request an instant quote.


In Utah there are many home warranty coverage options available to homeowners. Check out these common questions about buying a home warranty in Utah.

Your home protection is ready and waiting!