Home warranty in Utah

A home warranty is a contract that covers repair or replacement services for the major appliances and systems within your home. Purchasing a home warranty plan is an excellent way to give yourself some added peace of mind.

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Average home warranty cost

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Why Cinch Home Services is among the best home warranty companies in Utah?

 

Common home repairs in the Beehive State

Whether you recently built your dream home in Utah or purchased an older home that you're using as an investment property, it's a safe bet that, at some point, one of your appliances or systems will stop working. However, dealing with unexpected breakdowns due to normal wear and tear can be much less stressful if you have a home warranty plan. Here are some common home repairs that you may face in Utah.

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  1. HVAC systems: Due to Utah's hot summers, air conditioning systems often need repair. Issues such as refrigerant leaks, compressor failures or thermostat issues can arise. Additionally, living in Utah can mean facing furnace repairs. Cold winters can become synonymous with issues such as igniter failure, thermostat malfunctions and other issues.
  2. Plumbing issues: Water heater issues can be common in Utah. This can include replacing a tank due to leaks or replacing heating elements. Luckily, when you have a home warranty plan that covers your plumbing system, you’ll know exactly who to call. Utah's winters can also cause pipes to freeze and burst, leading to leaks and water damage. Although we do not cover freeze damage here at Cinch Home Services, it is important to note that this is a common home repair you should be aware of.
  3. Electrical systems: From a circuit breaker tripping to faulty wiring, many common issues can revolve around your electrical system in Utah. Non-working outlets or switches due to wear and tear are especially common in older homes.

 

How does home warranty work in Utah

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Home warranty coverage: What your plan should include in Utah

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Now that we’ve covered some common home repairs in Utah, let's look at some things your plan should cover. In addition to ensuring coverage for the major systems we mentioned above (plumbing and electrical), make sure that your plan includes coverage for everyday household appliances. While it’s common for major systems to break down, that doesn't mean things such as washers, dryers, dishwashers and refrigerators won't also experience issues. HVAC systems are another essential inclusion, especially given Utah’s seasonal extremes—hot summers and freezing winters can put extra strain on both heating and cooling systems.

Many homeowners also benefit from optional add-ons that cover items like septic systems, water softeners or even well pumps, which are common in more rural parts of Utah. Garage door openers, ceiling fans and built-in microwaves are also frequently covered under more comprehensive plans. Be sure to choose a provider that offers flexibility so you can customize coverage to fit your home’s specific needs. It's important to carefully read the terms of your home warranty plan and ask questions if you need clarification, especially about coverage limits, service fees and any exclusions that may apply.

What to look for in a home warranty company in Utah

When shopping around for a home warranty company in Utah, there are certain factors that you should look for. Some of them include:

Track record

Yes, experience matters. The home warranty business is rapidly growing. However, choosing a company with a proven track record of caring for its customers will only increase your peace of mind and confidence.

Your coverage options

If you're a homeowner looking for a plan that exclusively covers your refrigerator, microwave, dishwasher and other appliances, you should be able to select one that does. On the other hand, if you’re seeking a warranty that covers HVAC, plumbing and electrical systems, you should be able to select a more comprehensive plan. Look for a home warranty company that provides several coverage options for you to choose from.

Excellent customer service

When you’re frustrated with a broken or damaged appliance, the last thing you need is someone being rude to you over the phone. Do yourself a favor and choose a home warranty company that treats your home like their own and prioritizes your needs.

Frequenly asked questions

Frequently asked questions

 

When can you buy a home warranty in Utah?

In Utah, you can buy a home warranty at any time, regardless of the age of your home or how long you've lived there.  

What is a home warranty?

 A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair and maintenance costs of home systems and appliances for a given period.  

How long does a home warranty last in Utah?

The typical length of a home warranty in Utah is one year.  

Which Utah home warranty covers the most?

This depends on your specific plan with the home warranty company you select.

Is there a difference between homeowners insurance and a home warranty in Utah?

Yes, here’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents, fires and natural disasters. Home warranty protection, on the other hand, covers the appliances and systems in your home. When things such as your HVAC or refrigerator stop working, a home warranty plan is probably worth it and may make it easier (and cheaper) to repair or replace them.

Is a home warranty required in Utah?

No, home warranties are not required in Utah.  

Who pays for the home warranty at closing?

In real estate, a home warranty can be paid for by the buyer or the seller at closing. For the seller, paying for a home warranty can make the property seem more appealing and help reduce the cost of repairs while the home is on the market. From the buyer's perspective, having a home warranty can provide peace of mind when moving in — especially if they purchase an older home

How does a home warranty work for Utah real estate sellers?

Utah real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.

What happens with a home warranty lapse?

A home warranty lapse happens if you cancel your agreement or if your home warranty isn't set to auto-renew and you forget to renew it. If this happens, you'll typically have to wait 30 days before your appliances and systems are covered again. During this lapsed period, you'll be financially responsible for any repairs you may need to your household appliances and systems.

How can you renew your home warranty in Utah?

With most home warranty companies in Utah, you’ll be notified in advance whether you need to renew, or if you’re already on an automatically renewing plan, you’ll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires. 

What customers say about our home warranties:
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Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
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My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service I’m very happy.
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When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
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Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
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Calvin Maryland
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Cheryl Connecticut
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Frank Florida
MI
Julie Michigan
GET AN EXACT HOME
WARRANTY QUOTE FOR YOUR
UTAH HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

GET AN EXACT HOME WARRANTY QUOTE FOR YOUR UTAH HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

Some of the Utah cities where Cinch Home Services offers coverage: