What to look for when selecting a home maintenance service plan
Owning a home has its perks, although home maintenance can add some stress to any homeowner’s life. Luckily, there are many home maintenance plan options you can choose from to ease some of that stress.
However, not every home warranty plan is created equal. Depending on the specifics of your home, you may need more or less coverage, and going with the right plan ensures you’re paying the right price for the appropriate level of service.
In this article, we’ll tell you everything there is to know about selecting a maintenance plan so that you can pick the best option for you and your home and have peace of mind about any upcoming home repairs you may need down the line.
Reasons to consider a home maintenance plan
Do you want to know the best part about owning your home? You’re in charge of everything. Do you know the worst part about owning a home? Exactly the same thing. Because you’re in charge of everything, you’re also on the hook for all of the home repairs and regular maintenance that need to be done to keep your home in top shape. This can result in unexpected repair costs and frustration when fixing things yourself doesn’t work out how you’d hoped. That water heater won’t last forever, and you know your HVAC system will need a tuneup eventually.
A home warranty takes care of this frustrating side of home ownership and reduces the cost of emergency services. No more stressing out about how you’ll afford to fix that broken garbage disposal or where you’ll find a reliable plumber for your leaky faucet.
This can allow you to budget more effectively since you don’t have to constantly ask yourself whether you’ll need to spend significant money on unexpected repairs any time soon. When you know your home repairs are covered, you can worry less about keeping your home running and focus instead on other aspects of it that you want to improve, such as a home remodel or adding a new pool.
Cinch Home Services offers three different home protection plans to help you find the coverage you need for a consistent monthly fee. When a covered item breaks down, the repair process is simple: Just request service online 24/7, pay the preset deductible and let Cinch find a professional handyman or other service professional to diagnose and help remedy your problem. That’s it — we help pay the rest of the bill and your home gets taken care of. And since all covered repairs are guaranteed for 180 days, you can budget with peace of mind.
How to find the right home maintenance plan for you
Different types of home warranties are available depending on your home and living situation. Choosing the right one can be overwhelming, so read on to make sure you pick a plan that takes care of everything you need to rest easy.
Things to consider when buying a home warranty
First, let’s evaluate your situation. The perfect home maintenance service plan will cover not just the basics but also potential issues that can arise as a result of your specific circumstances.
Consider the following:
- How old is your home?
- How many people are currently living in your home?
- To what extent do you use your built-in home systems, and how old are they?
- How old are your major home appliances?
- How much money do you have saved for unexpected repairs (and is it enough)?
- Do you perform preventive maintenance tasks (such as gutter cleaning and changing furnace filters) in your home?
- Do you have the knowledge and skills to fix home systems yourself?
- Do you know reliable service professionals who can provide a service call in your area when something does break down?
You’ll also want to carefully research home warranty providers to see if they are trustworthy. Some questions to ask include:
- How long have they been in the industry?
- What is their Better Business Bureau (BBB) rating?
- Do they cover your entire area?
Cinch has 40-plus years of experience in the home warranty industry and is accredited by the BBB with an excellent rating. With more than 18,000 service professionals in our network, you don’t have to worry about looking for a reliable service technician ever again.
Home maintenance plans tailored to your needs
Home maintenance plans come with different plan options that offer specific coverage for different elements of your home.
You may not need the most complete plan, especially if your major appliances don’t get much use or if your built-in home systems are relatively new. On the other hand, if you believe you need coverage in a specific area, it’s better to be covered so you can avoid unexpected issues down the line.
Consider what you answered in the previous section to determine the best plan for you.
An appliances home warranty
Cinch’s Appliances Plan is perfect for homeowners with newer homes who still want coverage for their most important appliances. It covers 12 major home appliances, including washers, dryers, built-in microwaves, refrigerators, stoves, freestanding ice makers, trash compactors and more.
This home warranty is perfect for those who:
- Get a lot of use from your major appliances
- Live with children or several people in your home
- Can’t afford the unexpected pricing resulting from broken major appliances
- Own older major appliances
Keep in mind that appliance warranty plans don’t cover larger home systems, such as air conditioning or plumbing, so you will still need to keep an emergency fund around if those break down.
A built-in systems home warranty
Cinch’s Built-in Systems Plan takes care of major home systems and their components. This includes the heating and cooling systems, the electrical system and the plumbing system. This means you can get coverage for your garbage disposal, smoke detectors, sump pump, water heaters and much more.
This warranty is perfect if you:
- Don’t know how to fix major home systems yourself
- Use your built-in home systems heavily
- Don’t already have an established network of trustworthy service professionals
- Have an older home
Keep in mind that this home warranty won’t cover major appliances, so it’s a better fit for those who have newer appliances, know how to fix appliances themselves or have some money saved up if unexpected appliance repairs pop up.
A complete home warranty
Do you prefer not to take any chances and want to have the peace of mind and stress relief that comes with having everything covered? In this case, you should consider Cinch’s Complete Home Plan.
This home maintenance service plan covers both built-in home systems and major appliances. Whether your plumbing breaks down or your stove refuses to turn on, you can rest easy knowing you’ll quickly have access to a service professional without having unexpected costs due to repairs.
This type of home warranty is perfect for homeowners who:
- Want total coverage for built-in home systems and major appliances
- Prefer to mitigate unexpected repair expenses by purchasing a single warranty instead of paying out of pocket every time something breaks down or needs a tuneup
- Get a ton of usage from both major appliances and built-in home systems
- Live with several people or small children
- Want the perks of being a homeowner without having to constantly worry about home maintenance
Whether you choose a smaller plan or a comprehensive home warranty, you’ll also get one homeowners insurance deductible reimbursement per year, which allows you to claim up to $500 when you have to pay a deductible on one of your covered claims. Cinch’s home warranty plans even provide coverage for unknown pre-existing conditions and rust and corrosion. Plus, you can enjoy discounts on new appliances if you want to treat yourself and upgrade your home.
Protect your home today with Cinch Home Services
There is no need to get stressed out about inevitable home breakdowns when you choose the perfect home maintenance service plan for you. You can mitigate major home maintenance costs and repairs by opting for a home warranty from Cinch.
When your home maintenance is covered by Cinch, you won’t need to worry the next time something in your home breaks down. All you’ll need to do is request service online, pay a predetermined deductible (which means no more surprises) and sit back and relax while Cinch contacts a vetted service professional right in your area. All home warranty plans come with a 180-day workmanship guarantee.
Start living worry-free in your home today with Cinch. Request a free quote to get started with our home maintenance warranties today.