When your essential home appliances or systems like the refrigerator, dishwasher or air conditioning break down, a Wisconsin home warranty can help save money and bring you peace of mind.
Key highlights
Home warranties cover common repairs: In Wisconsin, home warranties typically cover essential systems and appliances such as HVAC, electrical systems, refrigerators, dishwashers and more—especially important due to the state's aging homes and extreme seasonal weather.
Cost and value: On average, home maintenance costs in Wisconsin are around $1,338/month, while a home warranty costs $45–$50/month, offering potential savings on unexpected repair bills due to normal wear and tear.
How to choose: Key factors to consider include clear coverage terms, repair guarantee and a reliable service network.
Wisconsin home stats at a glance
- Median home age: 47 years
- Average home maintenance costs: $1,338/month
- Average home warranty costs: $45–$50/month
Page contents
- Home warranty coverage in Wisconsin
- Common home repairs in Wisconsin
- How to find a home warranty provider in Wisconsin
Common home repairs covered in Wisconsin
Congratulations on becoming a Wisconsin homeowner! Whether you’ve built your home from the ground up or just purchased your dream house, homeownership is an achievement worth celebrating. However, it also comes with its share of responsibilities. Appliances or home systems inevitably wear down over time.
HVAC repairs
Your heating and cooling systems are essential when it comes to being comfortable in your home. With a home warranty plan, you can make sure your furnace and/or air conditioning gets fixed quickly if failure is due to normal wear and tear.
Electrical system repairs
Electrical systems are another common source of trouble. Complicated and potentially hazardous, these systems often require professional repairs for issues like faulty wiring, circuit breakers or fuses.
What should a home warranty cover in Wisconsin?
Given Wisconsin’s extreme seasonal climates, ensure your home warranty includes HVAC coverage. This will protect against costly heating or cooling issues when you need these systems the most. Additionally, consider a plan that covers the household appliances essential to your daily life, such as:
- Refrigerators
- Dishwashers
- Washers and dryers
- Microwaves
How to choose a home warranty company in Wisconsin
Here are key factors to guide your decision when selecting a home warranty provider:
- Transparent coverage options: look for clear and easy-to-understand terms
- Repair guarantees: ensure the provider offers guarantees such as a 6-month workmanship guarantee
- Reliable service network: the company should feature a large network of pre-screened service providers
- Customer reviews: evaluate testimonials to gauge reliability and customer satisfaction
- Coverage limits & fees: compare service fees and maximum payout limits upfront
- Pre-existing condition coverage: opt for plans that protect against unknown pre-existing issues
Frequently asked questions (FAQs)
When can I buy a home warranty in Wisconsin?
You can purchase a home warranty at any time, no matter how old your home is or how long you’ve lived there.
What is a home warranty?
A home warranty is a service contract between you and a warranty provider that outlines repair coverage for your appliances and systems due to normal wear and tear.
What’s the typical length of a home warranty in Wisconsin?
Most agreements last for one year but are renewable.
How do home warranties differ from homeowners insurance?
While homeowners insurance covers major disasters like fires or floods, home warranties focus on repairing or replacing systems and appliances affected by normal use.
Is a home warranty required in Wisconsin?
No, home warranties are optional.
Who pays for the home warranty during a real estate transaction?
This can be the buyer or seller. Sellers can include a home warranty to make their property more appealing while buyers benefit from the peace of mind that a home warranty provides.
What happens if my home warranty lapses?
With a lapsed home warranty, you’ll need to renew it and wait for a reactivation period (typically 30 days) before coverage resumes. During this time, repair costs fall entirely on you.
Protect your home today
A home warranty can simplify your life and help shield you from unexpected repair costs. From coverage for HVAC systems to everyday appliances, a Wisconsin home warranty helps protect what matters most.
