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Winner of 6 ConsumerAffairs Buyer's Choice Awards over the last 2 years






What is a home warranty?3
From dishwashers, refrigerators, washers and dryers to plumbing and HVAC, a home warranty is a contract that covers repair or replacement services for the major appliances and systems within your home.
Home warranty plans are also known as home protection plans, which offer you home protection from costly surprises with affordable monthly payments.
What makes Cinch more than a home warranty company?
We offer affordable home protection plans with award-winning service that help control the costs of appliance and system breakdowns. All with extras you won't find anywhere else and backed by our 180-day workmanship guarantee.
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Appliances
Warranty Plan
From refrigerators and ovens to washers, dryers and more – an Appliances Home Warranty plan covers the everyday, major items you can't live without.

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Built-in Systems
Warranty Plan
Get home warranty coverage for the core systems that power your house – including heating, cooling, A/C units, heat pumps, plumbing and electrical.

MOST POPULAR
Complete Home
Warranty Plan
A Cinch Complete Home Protection plan both your appliances and built-in systems. This home warranty plan gives you the most for your money.

What makes Cinch Home Services more than a home warranty company?
We offer affordable home protection plans with award-winning service that help control the costs of appliance and system breakdowns. All with extras you won't find anywhere else and backed by our 180-day workmanship guarantee.
Cinch
Repair Only

Covers repairs to 37 essential home appliances and systems you rely on every day.
What's included4
- Heating and air conditioning systems
- Electrical and plumbing systems
- Kitchen and laundry appliances
- Up to $1,000 per covered repair
- 2 units per appliance covered
Cinch
Repair + Replace

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
What's included4
- Heating and air conditioning systems
- Electrical and plumbing systems
- Kitchen and laundry appliances
- Up to $2,000 per covered appliance
- 2 units per appliance covered
- $500 homeowners deductible reimbursement5
Cinch
Repair + Replace Premier

From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
What's included4
- Heating, air conditioning, electrical and plumbing systems
- Kitchen and laundry appliances
- Up to $2,000 per covered appliance
- 2 units per appliance covered
- $500 homeowners deductible reimbursement5
- Outside water, sewer and gas lines
- Additional $2,000 for expenses like electrical permits, equipment disposal and more6
What makes a Cinch home warranty protection plan different?
Unlike other home warranty companies, we make everything easy.
How our home warranty plans work
Request service if something breaks down.
We send a verified service provider to fix it.
Life is good again.
How our home warranty plans work
Request. Repair. Relax.
Request service if something breaks down.
We send a verified service provider to fix the covered item.
Life is good again.

What our happiest customers say
Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. The latest time that I submitted a claim, the techs weren't able to take care of the issue on the first visit. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service. I'm very happy.
When I call Cinch, they've been all informational, excellent and knowledgeable. The gentlemen that came out for our washing machine, Chris, was very knowledgeable. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
The choice is easy
Worry less with our industry-leading guarantee on covered repairs.
Homeowners nationwide count on us to keep their homes running year-round.
Consistently recognized for outstanding customer service and business growth.
Join the growing family of customers who rely on us to keep their homes running.
Frequently asked questions
More questions about Cinch? Go to FAQ.
Is it worth it to have a home warranty?
If you’re wondering whether a home warranty is worth it, remember that unlike homeowners insurance, a home warranty plan covers the cost of repairing or replacing major appliances or systems in your home.
Whether you’re dealing with problems caused by normal wear and tear or a surprise breakdown, a home warranty could cover thousands of dollars of expenses.
How do warranties from Cinch Home Services work?
Before deciding on a home warranty company, you should understand how a home warranty works.
Home warranty contracts usually last for a year and can often be paid upfront or monthly, in installments. In exchange for the cost of the contract and your deductible, you’ll benefit from access to pre-screened service providers, whenever a system or appliance needs repair or needs to be replaced.
Where can I read reviews about your home warranty services?
When considering warranty companies, you’re going to want to read some reviews before deciding. It’s important to know what actual customers have to say about the services they’re receiving. With more than four decades of experience, Cinch Home Services consistently receives glowing reviews from our customers across the country.
Where can I find information about home maintenance?
Whether you’re researching home warranty options or just interested in learning more about how to take care of your home, we’ve created a library of helpful, informative articles on everything from DIY cleaning, maintenance and repairs to decorating and snacking ideas.
How do I get a home warranty quote?
Home warranty coverage hinges on saving money, saving time and eliminating worry. When you don’t have a home warranty protection – like some people who mistakenly assume that homeowners insurance is all they need – you may not realize how easily your savings can be wiped out when an expensive appliance or system fails.
To find out how easily you might avoid this scenario, get an instant quote.
Where can I find other frequently asked questions about home warranties?
A home warranty is an investment in your home and your future. The home warranty company you choose can make a huge difference in the financial and emotional stress you experience as a homeowner.
As you look deeper into home warranty plans, do your homework and visit our FAQ library.

Ready to get started?
We've been protecting homes since 1978, and we can't wait to start protecting yours!
1Not available in all states. Pricing varies by location and plan type, plus any applicable sales tax.
2Get your first month of coverage free when you choose the monthly billing option on your purchase of a new annual Repair Only Plan, Repair + Replace Plan or Repair + Replace Premier Plan. Cannot be combined with any other offer. Not available in all states.
3The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
4All plans subject to terms, conditions and limitations in your service plan agreement. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date. Non-covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service call. Maximum aggregate plan limit for all claims is $10,000 per agreement term.
5Reimburses you up to $500 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
6Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
For CA residents, underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the toll free number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.