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ic24-tag-1 Get your first month free

Home warranty made simple — because your peace of mind matters

A home warranty helps protect your budget when essentials like your HVAC or washing machine break down. We’re here to guide you through the details, answer questions and more.
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Sanjia of Townsend, DE

“They’re wanderful.”

Teri of Mentor, OH

“...very happy with Cinch.”

Elizabeth of Slaughters, KY

“...fast and on the ball.”

What is a home warranty?

A home warranty is an annual service agreement that helps cover the repair or replacement of home systems and appliances, depending on the specific plan you choose.

At Cinch Home Services, we make getting home protection plan easy. Here’s a sample contract to help you understand what to expect. 

  • 55% of homeowners have experienced a major unexpected repair that significantly impacted their budget.
  • Costs of appliances/repair increasing since 2010.
  • 54% of homeowners purchase a home warranty to help cover aging systems and appliances

How does home warranty work?

Step 1

Request service anytime

When a covered appliance or system breaks down, request service anytime online or by phone.

Step 2

We'll send out a pro

We match your repair request with one of our thousands of vetted service providers.

Step 3

We get you back up and running!

You depend on your home's major appliances and systems. That’s why we’ll make you a priority. 

Here's how much you may pay for home repairs without a home warranty  

Item Typical replacement Typical repair
HVAC System $7,500 $350
Electrical system $1,340 $340
Water heater $1,330 $600
Wall Oven $2,000 $220
Dishwasher $1,200 $200

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

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What our home warranty plans cover

64x64__Kitchen Appliances Kitchen and Laundry Appliances
Cinch icons 64x64-Jun-10-2025-01-50-41-4033-PM Heating and cooling systems
Cinch icons 64x64-1-2 Electrical system
64x64__Plumbing Systems Plumbing system
  • Refrigerators
  • Dishwashers
  • Microwaves (Built-in)
  • Cooktops
  • Food Centers (Built-in)
  • Ranges
  • Range Exhaust Hoods
  • Wall Ovens
  • Trash Compactors (Built-in)
  • Clothes Washers
  • Clothes Dryers
  • Central Air Electric Split and Mini Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Ductwork
  • Hot Water or Steam Circulating Heaters
  • Wall Mounted Air Conditioners and Heaters
  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke
  • Detectors
  • Ceiling Fans
  • Electrical Panel
  • Outlets
  • Wiring
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers
  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Faucets
  • Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
  • Permanently Installed Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heater
  • Toilets

What else is included?

24/7 service requests online or by phone
Homeowners insurance deductible reimbursement1
Rust and corrosion
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Thousands of pre-screened providers
Unknown pre-existing conditions

We have three plans to choose from

Real stories, real customers

What our happiest customers say...

Teri of Mentor, OH
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

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Verified service providers ready to help

With our national network of pre-screened service providers, you will have peace of mind that your repairs will be done right!

Our main priority is getting your home back up and running so you and your family can get back to living your life. We know how important your home is, which is why we make sure we send the right person to help. 

  • Save time, we'll find the right provider for the job!
  • Have confidence you're getting service from a qualified professional.
  • Rest easy because your covered repairs are guaranteed for 180 days.

Feel right at home with Cinch Home Services

555280b29c2ed19a90fe95c39a74b8586d97a3c6
45+ years

protecting homeowners nationwide

Millions of homeowners

have chosen us since 1978

$1 billion claims paid

over the last six years

3 million+ claims serviced

over the last six years

awards

Cinch Home Services excels in customer service

We don't mean to brag, but our customer service isn't just great... it's award-winning. Check out our accolades and see why customers have been choosing Cinch Home Services as their home warranty company since 1978!

Learn more about our warranty plans!

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What Does a Home Warranty Cover?
June 18, 2025
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How to Buy a Home Warranty That Fits Your Needs
June 18, 2025
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Breakdown of Home Warranty Deductibles and Details You Should Know
June 28, 2025

Important Details

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

¹Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.