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Home warranty plan comparison

We'll protect your home like it's our own!

Our plans are built to give you the repair coverage you need at a price you can afford. Plus, all covered repairs are backed by our industry-leading 180-day Workmanship Guarantee.

  • Rest easy knowing you're protected from unexpected breakdowns
  • Award-winning customer service with 45+ years of experience
  • Plans include coverage for unknown pre-existing conditions

Limited time! 30% off all plans!*

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Sanjia of Townsend, DE

"They're wonderful."

Teri of Mentor, OH

"...very happy with Cinch."

Elizabeth of Slaughters, KY

"...fast and on the ball."

Millions of homeowners have chosen us since 1978!

 Read our reviews
5 Star

Millions of homeowners have chosen us since 1978!

Read our reviews

Plans built for your needs with experts that will be there to help

You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.

Cinch
Repair Only

Covers repairs to 37 essential home appliances and systems you rely on every day.

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  • Heating & air conditioning systems
  • Electrical & plumbing systems
  • Kitchen & laundry appliances
  • Up to $1,000 per covered appliance
  • 2 units per appliance covered
  • $10,000 total limit per agreement term

Learn more ➞

Cinch
Repair + Replace

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

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  • Heating & air conditioning systems 
  • Electrical & plumbing systems  
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement1
  • $10,000 total limit per agreement term

Learn more ➞

Most popular
Cinch
Repair + Replace Premier

From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.

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  • Heating & air conditioning systems  
  • Electrical & plumbing systems  
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement1
  • Outside water, sewer and gas lines
  • Additional $2,000 for expenses like electrical permits, equipment disposal and more2 
  • $10,000 total limit per agreement term

Learn more ➞

We take the worry out of warranty!

All our home service plans include a 180-day Workmanship Guarantee — that means we'll stand behind all covered repairs for 6 months! To protect your peace of mind, you'll also get:

24/7 claims support online or by phone

File a claim when (and how) it's most convenient for you.

Verified service providers

We find help so you don't have to spend time searching!

Coverage for unknown pre-existing conditions

Items are covered regardless of age, make or model.

24/7 claims support online or by phone

File a claim when (and how) it's most convenient for you.

Verified service providers

We find help so you don't have to spend time searching!

Coverage for unknown pre-existing conditions

Items are covered regardless of age, make or model.4

Coverage that specifically works for your home

A little know-how goes a long way, and we’ve got 45+ years of it. We help you protect what you love and avoid unexpected repair costs, while backing covered repairs for a full six months. Your plan includes:

  • A trusted repair partner with providers nationwide
  • Help with repair and replacement costs
  • A 180-day Workmanship Guarantee
  • Coverage for the essentials you use every day
  • Hassle-free help when things break
  • Peace of mind
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We'll be there when something breaks

We've been protecting homeowners like you since 1978, so you could say we're pretty good at it. When something goes wrong, it's easy to get help!

Request

When a covered item breaks, place a service request anytime online or by phone.

Repair

We'll find a pre-screened service provider to diagnose and remedy the problem.

Relax

We'll help pay the bill, and the covered repair is guaranteed for 180 days.

Request

When a covered item breaks, place a service request anytime online or by phone.

Repair

We'll find a pre-screened service provider to diagnose and remedy the problem.

Relax

We'll help pay the bill, and the covered repair is guaranteed for 180 days.

See why homeowners have chosen Cinch Home Services!

Teri of Mentor, OH
Via ConsumerAffairs
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
Via ConsumerAffairs
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

CINCH-IMG_2-2Nest_4141
Elizabeth of Slaughters, KY
Via ConsumerAffairs
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Still have questions?

Let us know how we can help.

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Why should I choose a Cinch Home Services warranty plan?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What is not covered by a Cinch Home Services warranty?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account anytime.

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind.

How do you choose your service providers?

Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback.

Will you replace my system or appliance if it cannot be repaired?

Depending on which plan you have, if we determine that your system or appliance cannot be repaired, we may replace the unit with a similar model with comparable capacity that meets all federal manufacturing standards and performs the same primary function as the broken unit. We will also cover the new unit’s full purchase price and cost of installation (subject to your plan's terms and conditions, including claim caps or maximums).

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(877) 638-0257
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*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual Repair Only, Repair + Replace, or Repair + Replace Premier plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.

2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.