Home warranty in Texas
Take control of protecting your Texas home with a home warranty plan that covers mechanical failures from normal wear and tear.
"Met my expectations"
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Find the right plan for you
You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $1,000 per covered repair
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2 units per appliance covered -
$10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $2,000 per covered appliance
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2 units per appliance covered
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$500 homeowners insurance deductible reimbursement1
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$10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
-
2 units per appliance covered -
$500 homeowners insurance deductible reimbursement1
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Outside water, sewer and gas lines
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Additional $2,000 for expenses like electrical permits, equipment disposal and more2
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$10,000 total limit per agreement term
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
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Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Common home repairs in the Lone Star State
Due to its large size and varied geography, Texas is prone to a wide range of weather conditions. The Lone Star State is subject to frequent extreme weather events, including hurricanes, tornadoes, droughts and heavy precipitation.
Additionally, Texas is known for its intense heat and humidity during the summer months. The relentless heat requires a home's air-conditioning unit to work overtime to keep inside temperatures comfortable for residents. It's no wonder why HVAC service is among the state's most common home repairs.
To protect their home's most valuable systems, such as the HVAC unit, Texas homeowners should consider a home warranty plan. While homeowners insurance protects the home itself, it doesn't include coverage for the everyday use of its most relied-on systems and appliances.
Home warranty coverage in Texas: What your plan should include
A home warranty is a service agreement between a homeowner and a provider. The contract outlines the process of fixing or replacing certain home systems and appliances due to normal wear and tear. Home warranties can be purchased at any time regardless of how long the person has owned the residence or the home's age. In Texas, the median age of a home is 33 years.
Texas homeowners commonly pay $450 to $850 for a home warranty, with most homeowners paying $625 for a combined systems and appliances plan. Coverage typically begins 30 days after the initial payment and lasts 12 months. Homeowners can have their plans renewed automatically to prevent a lapse in coverage, saving them from paying for repairs out of pocket.
To ensure their homes are completely protected, Texans should choose a home warranty that covers key systems, including HVAC, plumbing and electrical, along with commonly used kitchen and laundry appliances.
How does a home warranty work in Texas
Place a service request anytime
When a covered appliance or system breaks down, submit a service request online or by phone 24/7.
We'll send out a pro
We match your repair request with one of our thousands of vetted service providers.
We get you back up and running!
You depend on your home's major appliances and systems. That's why we'll make you a priority.
What to look for in a home warranty company in Texas
To limit their exposure to the high costs of home maintenance, Texas homeowners should take careful consideration when choosing their home warranty provider. This requires looking beyond pricing and deductibles.
When selecting the best home warranty provider in Texas, homeowners should also focus on the following:
- Coverage options: Look to see whether the company's plans cover the repairs you might need and what the coverage limits are for each type of item.
- Customer service: How responsive and helpful the provider's customer service team is.
- Reputation: Assess the company's reputation and its ability to resolve claims promptly. Look for companies with lots of years of experience as they have a wide network of quality technicians.
- Contractors: Verify the company uses licensed and insured contractors for services.
Cinch Home Services is proud to be recognized as a reputable provider of home warranty plans in Texas. Our unwavering commitment to our customers and dedication to outstanding service set us apart from other providers.
Frequently asked questions
When can you buy a home warranty in Texas?
In Texas, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.
What is a home warranty?
A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.
How long does a home warranty last in Texas?
The typical length of a home warranty agreement in Texas is one year.
Which Texas home warranty covers the most?
This depends on your specific plan with the home warranty company you select.
Is there a difference between homeowners insurance and a home warranty in Texas?
Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.
Is a home warranty required in Texas?
No, home warranties are not required in Texas.
How does a home warranty work for Texas real state sellers?
Texas real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
How can you renew your home warranty in Texas?
With most home warranty companies in Texas, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.
Homeowners have chosen us for more than 45 years! See what our happiest customers in Texas have to say...
Cinch Home Services was included by the seller when I purchased the house last year as part of the contract. Recently, I was notified that the original warranty was about to expire, and I opted to renew it. In terms of service experiences, I filed a claim for appliances in my kitchen, such as the cooktop and ovens. While the installation of new ovens was completed today, the cooktop replacement is scheduled to occur within the next couple of days. I generally manage my service requests through their online portal, which I find user-friendly. My interactions online and with their representatives have met my expectations.
I was introduced to Cinch Home Services by our realtor when we bought our house about five months ago. Recently, I encountered a plumbing issue and submitted a claim. The process was smooth and went very well. I've been satisfied with the service so far and wouldn't hesitate to recommend it. My experience with Cinch has been quite positive. I was pleased with how they managed the claim, showcasing their reliability.
A friend of mine went to Sam's Club and told me Sam&'s Club had a warranty coverage that they were affiliated with. I had one that was horrible. So, I decided to Cinch Home Services and they have been fine. Submitting a claim was hassle-free, even though I did it online on a Saturday. The customer service was remarkable, with quick response times that genuinely impressed me. The service was reliable and efficient, and they came just as needed. I've already recommended Cinch Home Services to about 10 to 15 people because of how seamless everything was. When the technician arrived, they handled everything professionally and swiftly, from fixing my refrigerator to replacing my microwave. They took care of the details with great precision, and seeing their expertise was refreshing. The confidence I've regained with warranties, thanks to Cinch, is profound.
I like the easiness of the claims process but some of the communication between Cinch and the vendors could be improved. A contractor came out when I had a plumbing issue. They diagnosed it and did their due diligence. They didn't lead me astray, so it was great. They were professional.
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Cinch Home Services has 175 fully vetted Service Technicians in the state of Texas
Some of the Texas cities where Cinch Home Services offers coverage:
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Amarillo
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Arlington
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Austin
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Brownsville
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Corpus Christi
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Dallas
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El Paso
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Fort Worth
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Frisco
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Garland
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Grand Prairie
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Houston
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Irving
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Killeen
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Lubbock
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McKinney
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Plano
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San Antonio
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
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1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.