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Home warranty in Texas

Take control of protecting your Texas home with a home warranty plan that covers mechanical failures from normal wear and tear.

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Sanjia of Townsend, DE

"They're wonderful."

Teri of Mentor, OH

"...very happy with Cinch."

Elizabeth of Slaughters, KY

"...fast and on the ball."

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Average TX home age

33 years

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Average TX home maintenance costs

$1,326 per month

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Average TX home warranty cost

$60 in average & $52 per month with Cinch

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Average home age in Texas

33 years
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Average home
maintenance costs in Texas

$1,326 per month
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Average home warranty cost in Texas

$60 per month

Find the right plan for you

You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.

Cinch
Repair Only

Covers repairs to 37 essential home appliances and systems you rely on every day.

Get a quote
  • Heating & air conditioning systems
  • Electrical & plumbing systems 
  • Kitchen & laundry appliances
  • Up to $1,000 per covered repair
  • 2 units per appliance covered
  • $10,000 total limit per agreement term

Learn more ➞

Cinch
Repair + Replace

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

Get a quote
  • Heating & air conditioning systems 
  • Electrical & plumbing systems  
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement1
  • $10,000 total limit per agreement term

Learn more ➞

Most popular
Cinch
Repair + Replace Premier

From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.

Get a quote
  • Heating & air conditioning systems  
  • Electrical & plumbing systems  
  • Kitchen & laundry appliances
  • Up to $2,000 per covered appliance
  • 2 units per appliance covered
  • $500 homeowners insurance deductible reimbursement1
  • Outside water, sewer and gas lines
  • Additional $2,000 for expenses like electrical permits, equipment disposal and more2 
  • $10,000 total limit per agreement term

Learn more ➞

More about our plans

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

By clicking the below "See pricing" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
Not sure yet? Give us a call: (866) 408-0024
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5 Star

Millions of homeowners have chosen us since 1978!

Find the perfect home warranty plan that puts you in control of your home.

 

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Common home repairs in the Lone Star State

Due to its large size and varied geography, Texas is prone to a wide range of weather conditions. The Lone Star State is subject to frequent extreme weather events, including hurricanes, tornadoes, droughts and heavy precipitation.

Additionally, Texas is known for its intense heat and humidity during the summer months. The relentless heat requires a home's air-conditioning unit to work overtime to keep inside temperatures comfortable for residents. It's no wonder why HVAC service is among the state's most common home repairs.

To protect their home's most valuable systems, such as the HVAC unit, Texas homeowners should consider a home warranty plan. While homeowners insurance protects the home itself, it doesn't include coverage for the everyday use of its most relied-on systems and appliances.

See plans and coverage
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Home warranty coverage in Texas: What your plan should include

A home warranty is a service agreement between a homeowner and a provider. The contract outlines the process of fixing or replacing certain home systems and appliances due to normal wear and tear. Home warranties can be purchased at any time regardless of how long the person has owned the residence or the home's age. In Texas, the median age of a home is 33 years.

Texas homeowners commonly pay $450 to $850 for a home warranty, with most homeowners paying $625 for a combined systems and appliances plan. Coverage typically begins 30 days after the initial payment and lasts 12 months. Homeowners can have their plans renewed automatically to prevent a lapse in coverage, saving them from paying for repairs out of pocket.

To ensure their homes are completely protected, Texans should choose a home warranty that covers key systems, including HVAC, plumbing and electrical, along with commonly used kitchen and laundry appliances.

 

How does a home warranty work in Texas

Place a service request anytime

When a covered appliance or system breaks down, submit a service request online or by phone 24/7.

We'll send out a pro

We match your repair request with one of our thousands of vetted service providers.

We get you back up and running!

You depend on your home's major appliances and systems. That’s why we’ll make you a priority. 

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What to look for in a home warranty company in Texas

To limit their exposure to the high costs of home maintenance, Texas homeowners should take careful consideration when choosing their home warranty provider. This requires looking beyond pricing and deductibles.

When selecting the best home warranty provider in Texas, homeowners should also focus on the following:

  • Coverage options: Look to see whether the company's plans cover the repairs you might need and what the coverage limits are for each type of item.
  • Customer service: How responsive and helpful the provider's customer service team is.
  • Reputation: Assess the company's reputation and its ability to resolve claims promptly. Look for companies with lots of years of experience as they have a wide network of quality technicians.
  • Contractors: Verify the company uses licensed and insured contractors for services. 

Cinch Home Services is proud to be recognized as a reputable provider of home warranty plans in Texas. Our unwavering commitment to our customers and dedication to outstanding service set us apart from other providers.

Frequently asked questions

Still have questions?

Let us know how we can help.

Contact us

 

How long does a home warranty last in Texas?

A typical home warranty in Texas generally lasts for one year. You’ll be notified in advance whether you need to renew, or if you’re already on an automatically renewing plan.

Which Texas home warranty covers the most?

To ensure widespread protection, Texas homeowners may want to consider a whole home warranty plan that covers repairs and replacements for critical household systems and commonly used kitchen and laundry room appliances.

Is there a difference between homeowners insurance and a home warranty in Texas?

Yes, there is a significant difference between homeowners insurance and a home warranty in Texas. Home insurance covers damage to the home’s structural components and belongings from covered perils like fire, windstorms, theft, and sometimes flooding. A home warranty covers repairs or replacements of major appliances and systems that experience a mechanical failure due to normal wear and tear, not sudden events. There’s also an extended warranty that usually covers a single appliance and can be purchased via the manufacturer or third parties.

Is a home warranty required in Texas?

No, home warranties are not legally required in Texas, but they are highly recommended.

Who pays for the home warranty at closing?

The details surrounding payment for a home warranty can be negotiated between the seller and the buyer during the closing process. If it’s not included in negotiations, buyers can still obtain a home warranty after purchase.

How does a home warranty work for Texas real estate sellers?
Texas real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
What happens with a home warranty lapse?

Home warranties are not indefinite, and the length of coverage depends on the contract. If your home warranty lapses, you'll be responsible for the full cost of repairing or replacing any major appliances or systems that break down.

How can you renew your home warranty in Texas?
Texas homeowners can renew their home warranties by contacting their provider. Some companies also allow you to renew online through your account portal by logging in and selecting the renewal option. Our warranties (and most others) renew automatically.
See all FAQs

Still have questions?

Let us know how we can help.

Contact

Homeowners have chosen us for more than 45 years! See what our happiest customers in Texas have to say...

Elmo Harrison of Burleson, TX
Via ConsumerAffairs
5/5

Cinch Home Services was included by the seller when I purchased the house last year as part of the contract. Recently, I was notified that the original warranty was about to expire, and I opted to renew it. In terms of service experiences, I filed a claim for appliances in my kitchen, such as the cooktop and ovens. While the installation of new ovens was completed today, the cooktop replacement is scheduled to occur within the next couple of days. I generally manage my service requests through their online portal, which I find user-friendly. My interactions online and with their representatives have met my expectations.

Woinshet of Rowlett, TX
Via ConsumerAffairs
5/5

I was introduced to Cinch Home Services by our realtor when we bought our house about five months ago. Recently, I encountered a plumbing issue and submitted a claim. The process was smooth and went very well. I've been satisfied with the service so far and wouldn't hesitate to recommend it. My experience with Cinch has been quite positive. I was pleased with how they managed the claim, showcasing their reliability.

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Daniel of Frisco, TX
Via ConsumerAffairs
5/5

I like the easiness of the claims process but some of the communication between Cinch and the vendors could be improved. A contractor came out when I had a plumbing issue. They diagnosed it and did their due diligence. They didn't lead me astray, so it was great. They were professional.

PUT SOME PREDICTABILITY BACK IN YOUR BUDGET

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

By clicking the below "See pricing" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
Not sure yet? Give us a call:  (866) 408-0024
64x64__Home

5 Star

Millions of homeowners have chosen us since 1978!

Find the perfect home warranty plan that puts you in control of your home.

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Cinch Home Services has 219 fully vetted service technicians in the state of Texas

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Some of the Texas cities where Cinch Home Services offers coverage:

  • Dallas
  • Austin
  • Houston
  • San Antonio
  • Forth Worth
  • El Paso
  • Arlington
  • Corpus Christi
  • Plano
  • Lubbock
  • Irving
  • Garland
  • Amarillo
  • Grand Praire
  • McKinney
  • Frisco
  • Brownsville
  • Kileen
Graphic of Texas state by Cinch Home Warranty