Home warranty in Minnesota
Take control over protecting your Minnesota home with a home warranty plan that covers mechanical failures due to normal wear and tear.
"Prompt and efficient service."
"Covers most home items."
"Clear and straightforward process."
Find the right plan for you
You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $1,000 per covered repair
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2 units per appliance covered -
$10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $2,000 per covered appliance
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2 units per appliance covered
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$500 homeowners insurance deductible reimbursement1
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$10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
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2 units per appliance covered -
$500 homeowners insurance deductible reimbursement1
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Outside water, sewer and gas lines
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Additional $2,000 for expenses like electrical permits, equipment disposal and more2
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$10,000 total limit per agreement term
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Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Common home repairs in The North Star State
Owning a home in Minnesota means your systems and appliances are used regularly, which naturally leads to repairs over time. Heating and ventilation systems, along with water heaters, typically get plenty of use and internal parts like motors, valves and control boards gradually wear out. Plumbing is another area that usually sees daily demand, where pipes, supply lines and garbage disposals can develop leaks, clogs or other issues after years of use.
In the kitchen, appliances such as refrigerators, ovens, cooktops and dishwashers are used constantly, putting stress on integral parts. Additionally, laundry appliances work just as hard, with washers and dryers experiencing wear on belts, pumps and drums and all of the things that make them run properly.
Because these problems tend to develop slowly rather than all at once, costs can build up. Planning ahead can make it easier for Minnesota homeowners to stay on top of repairs.
Home warranty coverage in Minnesota: What your plan should include
The right home warranty in Minnesota should focus on covering the systems and appliances you depend on most. Heating systems and water heaters are essential, so having protection for components like burners, circulation parts and internal controls can be especially helpful. Plumbing coverage should include pipes, shut-off valves and drainage systems, since these parts naturally wear down over time. Electrical systems are just as important, as panels, outlets and wiring support daily household activity.
Appliances that are used frequently should also be included in coverage. Don’t forget about dishwashers, refrigerators and all of the things that you depend on daily.
Before committing to a plan, it’s important to review coverage limits, exclusions, and service fees so there are no surprises. Straightforward contracts, simple claims processes and dependable scheduling can help Minnesota homeowners feel more in control when repairs are needed.
How does a home warranty work in Minnesota
Place a service request anytime
When a covered appliance or system breaks down, submit a service request online or by phone 24/7.
We'll send out a pro
We match your repair request with one of our thousands of vetted service providers.
We get you back up and running!
You depend on your home's major appliances and systems. That's why we'll make you a priority.
What to look for in a home warranty company in Minnesota
When choosing a home warranty provider in Minnesota, clear and honest information should be a priority. A provider should spell out exactly what is covered, along with exclusions, service fees, and payout limits. Reviewing a sample agreement ahead of time can help you understand how claims work and what to expect if a system or appliance fails.
Looking at reviews from other Minnesota homeowners can also be useful. Feedback about response times, technician experience, and how claims are handled can offer insight into how dependable a company is in real situations. Providers with a wide network of licensed and insured technicians may be better equipped to handle repairs quickly and consistently.
Convenience is another factor worth considering. Easy-to-use claim systems, helpful customer support and flexible scheduling options can make a big difference when something breaks. Taking time to compare multiple plans can also help you find one that fits both your budget and coverage needs.
Frequently asked questions
When can you buy a home warranty in Minnesota?
In Minnesota, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.
What is a home warranty?
A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.
How long does a home warranty last in Minnesota?
The typical length of a home warranty agreement in Minnesota is one year.
Which Minnesota home warranty covers the most?
This depends on your specific plan with the home warranty company you select.
Is there a difference between homeowners insurance and a home warranty in Minnesota?
Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.
Is a home warranty required in Minnesota?
No, home warranties are not required in Minnesota.
How does a home warranty work for Minnesota real state sellers?
Minnesota real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
How can you renew your home warranty in Minnesota?
With most home warranty companies in Minnesota, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Cinch Home Services has fully vetted Service Technicians in the state of Minnesota
Some of the Minnesota cities where Cinch Home Services offers coverage:
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Apple Valley
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Blaine
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Bloomington
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Brooklyn Park
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Burnsville
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Coon Rapids
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Duluth
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Eagan
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Eden Prairie
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Edina
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Lakeville
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Maple Grove
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Minneapolis
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Minnetonka
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Plymouth
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Rochester
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Saint Cloud
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Saint Paul
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St. Louis Park
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Woodbury
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
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1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.