Home warranty in Michigan
A home warranty may help Michigan homeowners manage unexpected appliance and system repairs caused by everyday wear and tear.
"Cinch was responsive and addressed issues quickly."
"Submitting claims operates smoothly."
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Find the right plan for you
You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $1,000 per covered repair
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2 units per appliance covered -
$10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $2,000 per covered appliance
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2 units per appliance covered
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$500 homeowners insurance deductible reimbursement1
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$10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
-
2 units per appliance covered -
$500 homeowners insurance deductible reimbursement1
-
Outside water, sewer and gas lines
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Additional $2,000 for expenses like electrical permits, equipment disposal and more2
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$10,000 total limit per agreement term
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
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Find the perfect home warranty plan that puts you in control of your home.
Common home repairs in The Great Lakes State
As a homeowner in Michigan, everyday use of household systems often leads to gradual repair needs. Heating systems and water heaters run frequently, and over time internal parts such as motors, valves and control boards naturally experience wear. Similarly, plumbing infrastructure including interior pipes, supply lines and garbage disposals also handle constant demand that can eventually result in leaks, clogs or part replacements.
Your electrical systems deserve attention as well. Breaker panels, outlets and wiring may require servicing as homes age and electrical usage increases. Meanwhile, kitchen appliances such as refrigerators, ovens, cooktops and dishwashers are used daily, which places steady pressure on the interior parts. Laundry appliances follow a similar pattern, with washers and dryers experiencing belt, pump and drum wear after years of operation.
Because many of these mechanical issues develop slowly rather than all at once, repair expenses can build over time. For many Michigan homeowners having a home warranty plan prove to be a smart way to save money when things break down.
Home warranty coverage in Michigan: What your plan should include
A comprehensive home warranty in Michigan should focus on systems and appliances that homeowners rely on consistently. Heating systems and water heaters are central to everyday comfort, so coverage for these things can be especially valuable. Plumbing protection is also essential. Even if you have multiple bathrooms not being able to flush your toilet or take a shower is a major inconvenience. Electrical coverage is equally important because panels, outlets and wiring support nearly every system in the home.
Don’t forget about the appliances that are an integral part of your everyday life. Refrigerators, ovens, cooktops and dishwashers contain moving parts and sensors that can fail after extended use.
Before selecting a plan, homeowners should review coverage caps, exclusions and service call fees to better understand possible out-of-pocket costs. Clear contract terms, straightforward claims procedures and dependable repair scheduling can make the process much easier for Michigan homeowners managing household repairs.
How does a home warranty work in Michigan
Place a service request anytime
When a covered appliance or system breaks down, submit a service request online or by phone 24/7.
We'll send out a pro
We match your repair request with one of our thousands of vetted service providers.
We get you back up and running!
You depend on your home's major appliances and systems. That's why we'll make you a priority.
What to look for in a home warranty company in Michigan
When choosing a home warranty provider in Michigan, several key factors can help ensure you select a reliable plan. Here's what to look for:
- Clear and Transparent Contracts: A crucial consideration is a contract that is easy to understand. Your provider should clearly outline which appliances and systems are covered, along with any exclusions, service fees, and maximum payout limits. Always review a sample agreement before enrolling to understand the claims process and your responsibilities.
- Customer Feedback and Reviews: Researching feedback from other Michigan homeowners can offer valuable insights. Look for reviews that mention a provider’s response times, the professionalism of their technicians, and overall claim outcomes. This can give you a clearer picture of how a company performs in real-world situations.
- Extensive Technician Network: A provider with a broad network of licensed and insured technicians often translates to faster scheduling and a more consistent service experience. This is a significant advantage when you need urgent repairs and want to ensure quality work is performed on your home systems.
- Simple Claims Process: Consider how easy it is to submit a claim. Look for features like online claim portals, responsive customer support, and flexible appointment scheduling. A straightforward process can significantly reduce frustration when a home system unexpectedly breaks down.
By focusing on service reliability, clear contract terms, and practical coverage options, you can select a home warranty that supports predictable budgeting and minimizes financial surprises.
Frequently asked questions
When can you buy a home warranty in Michigan?
In Michigan, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.
What is a home warranty?
A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.
How long does a home warranty last in Michigan?
The typical length of a home warranty agreement in Michigan is one year.
Which Michigan home warranty covers the most?
This depends on your specific plan with the home warranty company you select.
Is there a difference between homeowners insurance and a home warranty in Michigan?
Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.
Is a home warranty required in Michigan?
No, home warranties are not required in Michigan.
How does a home warranty work for Michigan real state sellers?
Michigan real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
How can you renew your home warranty in Michigan?
With most home warranty companies in Michigan, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.
Homeowners have chosen us for more than 45 years! See what our happiest customers in Michigan have to say...
I submitted a claim for my heater, and the technician was great. He ordered a part, delaying the repair by a day. While efficient, I’m concerned about rising costs, as the service fee jumped from $100 to $200. Cinch was responsive and addressed issues quickly, but I hope they consider feedback on pricing.
Filing a claim with Cinch is straightforward online. They scheduled an appointment within 24 hours and arrived promptly. Customer service and quality are commendable, though costs could improve. The ease of use and online navigation deserve high marks. Overall, I’d recommend Cinch for its reliability and convenience.
Cinch Home Services came with our home purchase, and I decided to continue with them. Submitting claims operates smoothly, and interactions with contractors have been satisfactory. Overall, my experience has been positive, and I appreciate the convenience they offer.
Cinch is a great resource. They’re prompt, communicate well, and send knowledgeable technicians. My most recent claim for a washer took a few tries due to part ordering delays, but it was eventually fixed. I like their service and the ease of submitting claims online.
We’ve always had good experiences with Cinch Home Services and would recommend them. The contractor had to drive a long way, which didn’t affect us but could be improved by assigning contractors closer to the area. Overall, Cinch provides reliable service.
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Cinch Home Services has fully vetted Service Technicians in the state of Michigan
Some of the Michigan cities where Cinch Home Services offers coverage:
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Ann Arbor
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Dearborn
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Detroit
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Farmington Hills
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Flint
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Grand Rapids
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Kalamazoo
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Lansing
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Livonia
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Pontiac
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Rochester Hills
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Royal Oak
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Southfield
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St. Clair Shores
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Sterling Heights
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Taylor
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Troy
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Warren
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Westland
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Wyoming
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
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1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.