Home warranty in Pennsylvania

From first-time buyers to longtime owners, a home warranty may help Pennsylvania families keep repair costs under control.

Pennsylvania interstate picture of homes with home warranty in the background

lexis of Philadelphia, PA

"...nice and knowledgeable"

Kenneth of Pittsburgh, PA

"experience with Cinch has been really good"

Andrew of Pittsburgh, PA

"...excellent and very professional"

Average home age in Pennsylvania

57 years

Average home maintenance costs in Pennsylvania

$1,000+ yearly

Average home warranty cost in Pennsylvania

$55- $65 per month

Find the right plan for you

You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*

Covers repairs to 37 essential home appliances and systems you rely on every day.

Heating & air conditioning systems
Electrical & plumbing systems
Kitchen & laundry appliances
Up to $1,000 per covered repair
2 units per appliance covered
$10,000 total limit per agreement term

Learn more ➞

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

Heating & air conditioning systems
Electrical & plumbing systems
Kitchen & laundry appliances
Up to $2,000 per covered appliance
2 units per appliance covered
$500 homeowners insurance deductible reimbursement¹
$10,000 total limit per agreement term

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

Zip code

Email address

Phone number (optional)

By clicking the “See Pricing' button, you consent to receive phone calls and texts from Cinch Home Services at the number you provided, including those using autodialers and/or artificial, AI-generated, or pre-recorded voices, about our offers, products, and services, and you agree to our Terms of Use and Privacy Policy. Consent isn't required to purchase. Call for a free quote.

Not sure yet? Give us a call: (866) 408-0024

Common home repairs in The Keystone State

Pennsylvania stretches across a broad and varied landscape, from the Appalachian ridges to the densely built neighborhoods of Philadelphia. The climate runs through four genuine seasons: harsh western winters, humid summers statewide and everything in between. Although most home warranty plans may not cover weather-related damages, it is important to note that weather plays a role in the systems and appliances you rely on in your home. Heating and cooling systems accumulate wear under these conditions faster than many homeowners expect.

Pennsylvania has a large stock of older homes, and that history shows up in repair bills. Aging plumbing systems, outdated electrical wiring and water heaters well past their prime are common sources of unexpected costs across the state. Urban row homes in Philadelphia and Pittsburgh have their own particular maintenance demands. Appliances like washers, dryers and refrigerators run constantly in most homes, and when they fail the expense rarely comes at a convenient time.

A suburban house in Pennsylvania with a home warranty

See plans and coverage

Home warranty coverage in Pennsylvania: What your plan should include

Home warranty coverage in Pennsylvania should reflect both the seasons and the age of the housing stock. Heating is a priority, especially in western Pennsylvania where winters are extended and cold. Cooling coverage matters too once summer humidity sets in across the state.

Plumbing and electrical coverage are both worth prioritizing here. Pennsylvania's abundance of older homes means a higher likelihood of aging systems needing repair or replacement. Water heater failure, pipe issues and electrical problems show up with regularity in established neighborhoods. Appliance coverage adds another practical layer, helping protect against out-of-pocket costs when everyday machines stop working. Before selecting a plan, read the service agreement carefully, note any exclusions, understand the service fee structure and check payout limits. Pennsylvania has a lot to explore — from the Poconos to Lancaster County — and a solid home warranty helps you stay focused on that.

HVAC

Plumbing

Electrical systems

Appliances

How does a home warranty work in Pennsylvania

Place a service request anytime

When a covered appliance or system breaks down, submit a service request online or by phone 24/7.

We'll send out a pro

We match your repair request with one of our thousands of vetted service providers.

We get you back up and running!

You depend on your home's major appliances and systems. That's why we'll make you a priority.

LEARN MORE

What to look for in a home warranty company in Pennsylvania

The right home warranty in Pennsylvania starts with clarity.

Look for contract language that lays out coverage and exclusions in straightforward terms.
Request a sample contract before committing.
Check how pre-existing conditions and equipment age are handled, given the many older homes statewide.
Read reviews from other Pennsylvania homeowners on technician speed, dispute resolution and whether repairs hold.
Favor providers with strong local contractor networks across the state’s diverse geography.

See plans and coverage

Frequently asked questions

Let us know how we can help.

When can you buy a home warranty in Pennsylvania?

What is a home warranty?

How long does a home warranty last in Pennsylvania?

Which Pennsylvania home warranty covers the most?

Is there a difference between homeowners insurance and a home warranty in Pennsylvania?

Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.

Is a home warranty required in Pennsylvania?

How does a home warranty work for Pennsylvania real state sellers?

How can you renew your home warranty in Pennsylvania?

See all FAQs

Homeowners have chosen us for more than 45 years! See what our happiest customers in Pennsylvania have to say...

Alexis of Philadelphia, PA

Via ConsumerAffairs

5/5

When I did a claim for the dryer, the contractor had to order a piece, but they came back in a day. They were nice and knowledgeable. Cinch is cool. I've had to for six years and I will continue to use them.

enneth of Pittsburgh, PA

Via ConsumerAffairs

5/5

have used the services of Cinch three times, mainly for minor issues. They fixed some wiring in my dishwasher, repaired my garage door, and replaced several parts in my washing machine. The only downside was the wait time; it took about two weeks to get someone to my place. Though I understand everyone's busy these days; as I work in a body shop, I know how hard it is to get employees and services on time.

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Andrew of Pittsburgh, PA

Via ConsumerAffairs

5/5

Overall, it has been a positive experience with Cinch. Submitting a claim was straightforward; I called their number, explained the issue, and they connected me with a third-party service. An appointment was set up quickly. The customer service was generally good, although I had a slight difficulty understanding the representative over the phone. The technician they sent was excellent and very professional.

Rose Ann of Ridley Park, PA

Via ConsumerAffairs

5/5

I submitted a claim online with Cinch and their website was very friendly. The techs who came out were excellent as well. I'm very happy with Cinch.

Joan of Forks Township, PA

Via ConsumerAffairs

5/5

I had a claim to Cinch yesterday. The plumber was here, and everything worked out perfectly. I have not had to call them in the several claims that we had. We've had no problems with everyone that we've had out here. We're very happy with Cinch. We've had them for eight years.

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

Zip code

Email address

Phone number (optional)

Not sure yet? Give us a call: (866) 408-0024

Cinch Home Services has fully vetted Service Technicians in the state of Pennsylvania

Some of the Pennsylvania cities where Cinch Home Services offers coverage:

Allentown
Altoona
Bethlehem
Chester
Easton
Erie
Harrisburg
Hazleton
Johnstown
Lancaster
Lebanon
McKeesport
New Castle
Philadelphia
Pittsburgh
Reading
Scranton
Wilkes-Barre
Williamsport
York

*Important Details

Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.

¹Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.

²Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.