Home warranty in Mississippi

Q: When can you buy a home warranty in Mississippi?

In Mississippi, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.

Q: What is a home warranty?

A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.

Q: How long does a home warranty last in Mississippi?

The typical length of a home warranty agreement in Mississippi is one year.

Q: Which Mississippi home warranty covers the most?

This depends on your specific plan with the home warranty company you select.

Q: Is a home warranty required in Mississippi?

No, home warranties are not required in Mississippi.

Q: How does a home warranty work for Mississippi real state sellers?

Mississippi real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.

Q: How can you renew your home warranty in Mississippi?

With most home warranty companies in Mississippi, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.

Q: Who pays for the home warranty at closing?

In real estate, a home warranty can be paid for by the buyer or the seller at closing. For the seller, paying for a home warranty can make the property seem more appealing and help reduce the cost of repairs while the home is on the market. From the buyer's perspective, having a home warranty can provide peace of mind when moving in – especially if they purchase an older home.

Q: What happens when a home warranty lapses?

A home warranty lapse happens if you cancel your agreement or if your agreement isn't set to auto-renew and you forget to renew it. If this happens, you'll typically have to wait 30 days before your appliances and systems are covered again. During this lapsed period, you'll be financially responsible for any repairs you may need to your household appliances.

Mississippi’s hot, humid summers put serious strain on home cooling systems and appliances alike. A home warranty plan can help Mississippi homeowners manage the cost of keeping everything running when the heat — or an unexpected breakdown — hits.

Average home age in Mississippi

37 years

Average home maintenance costs in Mississippi

$8,808 per year (about $734 per month) (National average)

Average home warranty cost in Mississippi

$70 - 75 per month

Find the right plan for you

You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*

Covers repairs to 37 essential home appliances and systems you rely on every day.

Heating & air conditioning systems
Electrical & plumbing systems
Kitchen & laundry appliances
Up to $1,000 per covered repair
2 units per appliance covered
$10,000 total limit per agreement term

Learn more ➞

For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.

Heating & air conditioning systems
Electrical & plumbing systems
Kitchen & laundry appliances
Up to $2,000 per covered appliance
2 units per appliance covered
$500 homeowners insurance deductible reimbursement¹
$10,000 total limit per agreement term

Learn more ➞

More about our plans

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

Zip code

Email address

Phone number (optional)

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Not sure yet? Give us a call: (866) 408-0024

Common home repairs in the Magnolia State

Mississippi’s long, hot and humid summers — plus the occasional tropical storm moving up from the Gulf Coast — mean homeowners lean heavily on their home’s systems throughout the year. Here are some of the most common repairs Mississippi homeowners run into:

HVAC systems: With summer temperatures regularly climbing into the 90s, air conditioners in Mississippi work overtime for months at a stretch. That heavy use is one of the leading causes of AC breakdowns in the state.

Plumbing: High humidity and older home construction, especially in cities like Jackson and Meridian, can accelerate pipe corrosion and lead to leaks.

Appliances: Refrigerators and washers/dryers are in near-constant use and are among the most common home warranty claims in the state.

See plans and coverage

Home warranty coverage in Mississippi: What your plan should include

Given Mississippi’s climate, a home warranty plan should, at minimum, include strong HVAC coverage — air conditioning especially is essential for most of the year. From there, consider a plan that also covers the household appliances you rely on daily, such as:

Refrigerators
Dishwashers
Washers and dryers
Water heaters

HVAC

Plumbing

Electrical systems

Appliances

How does a home warranty work in Mississippi

Place a service request anytime

When a covered appliance or system breaks down, submit a service request online or by phone 24/7.

We'll send out a pro

We match your repair request with one of our thousands of vetted service providers.

We get you back up and running!

You depend on your home's major appliances and systems. That's why we'll make you a priority.

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What to look for in a home warranty company in Mississippi

When shopping for a home warranty in Mississippi, keeping your needs and budget in mind is important. Look for a company that offers easy-to-understand coverage and clear plan options, along with workmanship guarantees and an extensive network of service providers so your plan is there for you when you need it.

How to use reviews and testimonials to guide your decision: Reviews and testimonials are a great resource for finding the right home warranty plan. Be wary of companies with very few reviews, as this could indicate that they are not well established. Don't put too much stock into a handful of negative reviews if a company otherwise has a lot of positive feedback, and check multiple review sites to form the most objective assessment.

Understand the role of consumer reports and industry ratings: In addition to user reviews, consumer reports can be a valuable tool for finding out who the best companies in the industry are. Websites like ConsumerAffairs dive deep into how companies perform, which can help you avoid settling for a subpar home warranty company in Mississippi.

Understand service fees and coverage caps: A service fee is what you'll pay out of pocket when you place a claim. Different plans have different service fees, so read the fine print before signing a contract.

Consider the service provider network: Even a plan with excellent coverage is only as useful as its service providers. Look for a home warranty company with a large network of highly rated technicians — speed and expertise matter most when a crucial home appliance breaks down.

See plans and coverage

Frequently asked questions

Let us know how we can help.

When can you buy a home warranty in Mississippi?

What is a home warranty?

How long does a home warranty last in Mississippi?

Which Mississippi home warranty covers the most?

Is there a difference between homeowners insurance and a home warranty in Mississippi?

Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.

Is a home warranty required in Mississippi?

How does a home warranty work for Mississippi real state sellers?

How can you renew your home warranty in Mississippi?

Who pays for the home warranty at closing?

What happens when a home warranty lapses?

See all FAQs

Homeowners have chosen us for more than 45 years! See what our happiest customers in Mississippi have to say...

Teri of Mentor, OH

Via ConsumerAffairs

5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE

Via ConsumerAffairs

5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY

Via ConsumerAffairs

5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Enter your zip to start your home warranty quote!

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

Zip code

Email address

Phone number (optional)

Not sure yet? Give us a call: (866) 408-0024

Cinch Home Services has fully vetted Service Technicians in the state of Mississippi

Some of the Mississippi cities where Cinch Home Services offers coverage:

Biloxi
Brandon
Clinton
Columbus
Gautier
Greenville
Gulfport
Hattiesburg
Hernando
Horn Lake
Jackson
Madison
Meridian
Ocean Springs
Olive Branch
Oxford
Pascagoula
Pearl
Southaven
Starkville
Tupelo
Vicksburg

*Important Details

Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.

¹Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.

²Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.