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Home Warranty in Louisiana

A home warranty plan may help you save money on unexpected repairs in Louisiana. If you want added peace of mind, this may be a smart way to reduce stress and protect your savings.

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Median home age

41 years

Average home maintenance costs

$1,286 per month

Average home warranty cost

$50 - 54 per month

TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP

Find the perfect home warranty plan that puts you in control of your home.

TAKE THE UNCERTAINTY
OUT OF HOMEOWNERSHIP

Find the perfect home warranty plan that
puts you in control of your home.

Enter your zip code to begin your custom quote.

We use your zip code to ensure that your property is within our coverage area and to generate an approximate quote for our services.

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Give us a call: (866) 408-0024

Why Cinch Home Services is among the best home warranty companies in Iowa?

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We protect your systems and appliances no matter the age.†
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If we can't repair the covered item, we'll replace it.2
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We have plans and pricing to fit every budget.
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We guarantee our work for 6 months - at no additional cost.
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We don't require your inspection or maintenance records.
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Our provider network means we'll get the right person to fix your problem.

 

Common home repairs in the Bayou State that can be covered

As a homeowner in Louisiana, you may face various home maintenance challenges. Daily life causes wear and tear on your home's systems and appliances, which requires regular upkeep. Some of Louisiana's most common home repairs involve HVAC systems, plumbing, electrical systems and household appliances.

 

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While homeowners insurance typically covers damage from unforeseen disasters, it doesn't generally cover normal wear and tear on essential home systems and appliances. This is where a home warranty from Cinch Home Services can help, covering the systems and appliances you rely on daily.

 

How does home warranty work in Kansas

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Choose the best warranty plan for you.
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Request service anytime you need it.
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We’ll send out the experts to fix the problem.

Home warranty coverage: What your home warranty plan should include in Louisiana

To help you manage the common repair needs of your home, Cinch Home Services offers home protection plans that cover:

  • HVAC systems: Louisiana’s heat and humidity make air conditioning an absolute necessity. You’ll want to avoid the discomfort of a broken HVAC system.
  • Plumbing systems: With frequent use, pipes, water heaters and sump pumps can require repairs or replacement. Don't stress over finding a reliable plumber — the right home warranty plan will cover you.
  • Electrical systems: Electrical systems like wiring, outlets and circuit breakers often need repairs. Electrical issues can be tricky and dangerous, so it's best to leave repairs to professionals before attempting DIY fixes.
  • Appliances: Household appliances, from refrigerators and dishwashers to washing machines and dryers, are crucial to daily living. Unexpected breakdowns are a hassle, but with a home warranty, you can quickly file a claim and return to your routine.

What to look for in a home warranty in Louisiana

When shopping for a home warranty in Louisiana, consider your home's needs and budget. Some key factors to look for include clear and easy-to-understand coverage options and detailed plan choices. It's also essential to check for reliable workmanship guarantees and an extensive network of service providers, ensuring that you'll be able to get timely assistance when you need it most.

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The power of reviews and testimonials

Whether you’re looking for a good home warranty company in the New Orleans area or your family just settled down in Lafayette, reviews and testimonials are great resources. Be wary of companies with very few reviews, as this could indicate that they are not legitimate. Also, don't put too much stock into a handful of negative reviews if a company has a lot of positive feedback.

It's also important to note that you must look at multiple review sites to make the best decision. Some review platforms are more prone to fake and malicious reviews going unnoticed, creating a negative bias for first-time customers. Make sure you glance at positive and negative reviews to form the most objective assessment.

The role of consumer reports

In addition to user reviews, consumer reports can also be a valuable tool in finding out who the best companies in the industry are. When buying a home warranty plan, check out websites investigating how companies perform. This could save you from settling for a subpar home warranty company in Louisiana.

Consider the service provider network

Even if your plan has excellent coverage options, its usefulness only goes as far as service providers do. Do your best to find a home warranty company with thousands of pre-screened service providers. Speed and expertise are of the essence when any of your crucial home appliances break down.

Frequently asked questions

or call us: (866) 408-0024

 

When can you buy a home warranty in Louisiana?

In Louisiana, you can buy a home warranty at any time, regardless of the age of your home or how long you've lived there.

What is a home warranty?

A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.

How long does a home warranty last in Louisiana?

A home warranty in Louisiana typically lasts one year.

Which Louisiana home warranty covers the most?

This depends on your specific plan with the home warranty company¹ you select. At Cinch Home Services, our Repair + Replace Premier Plan provides comprehensive coverage for most household appliances and systems.

Is there a difference between homeowners insurance and a home warranty in Louisiana?

Yes, here’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance relates to catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, is related to the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier and cheaper to repair or replace it.

Is a home warranty required in Louisiana?

No, home warranties are not required in Louisiana.

Who pays for the home warranty at closing?

In real estate, a home warranty can be paid for by the buyer or the seller at closing. For the seller, paying for a home warranty can make the property seem more appealing and help reduce repairs while the home is on the market. From the buyer's perspective, having a home warranty can provide peace of mind when moving in – especially if they purchase an older home.

How does a home warranty work for Louisiana real estate sellers?

Louisiana real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.

What happens with a home warranty lapse?

A home warranty lapse happens if you cancel your agreement or if your agreement isn’t set to auto-renew and you forget to renew it. If this happens, you’ll typically have to wait 30 days before your appliances and systems are covered again. During this lapsed period, you'll be financially responsible for any repairs you may need to your household appliances.

How can you renew your home warranty in Louisiana?

With most home warranty companies in Louisiana, you’ll be notified in advance whether you need to renew. If you’re already on an automatically renewing plan, you’ll also be notified of any rate and/or coverage changes no less than 30 days before your current agreement expires.

What customers say about our home warranties:
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Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
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My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service I’m very happy.
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When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
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Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
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Calvin Maryland
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Cheryl Connecticut
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Frank Florida
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Julie Michigan
GET AN EXACT HOME
WARRANTY QUOTE FOR YOUR
IOWA HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

GET AN EXACT HOME
WARRANTY QUOTE FOR YOUR
MICHIGAN HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624