Home warranty in Illinois
Home warranty plans can help homeowners in Illinois save money and avoid expensive repairs when covered home appliances and systems break down due to natural wear and tear.
Home warranty plans can help homeowners in Illinois save money and avoid expensive repairs when covered home appliances and systems break down due to natural wear and tear.
Find the perfect home warranty plan that puts you in control of your home.
Find the perfect home warranty plan that
puts you in control of your home.
When it comes to life in Illinois, homeowners enjoy the best summer days in beautiful weather, followed by a winter season characterized by snowstorms and frigid days. This kind of fluctuation can place a lot of strain on your HVAC (heating, ventilation, and air conditioning system). As a homeowner, you should prioritize being comfortable year-round, and many home warranty plans cover the repair and replacement of HVAC systems when they fail due to mechanical wear and tear.



When purchasing a home warranty plan in Illinois, it’s important to make sure it includes coverage for everything you need. As we outlined above, with the weather fluctuations in Illinois, it’s wise to have coverage for your HVAC, plumbing and electrical systems. However, what else should be covered? Let’s start with your everyday appliances. Ensuring that your plan includes coverage for your oven, refrigerator, dishwasher, washer, and dryer can give you the peace of mind that you'll have a team of service technicians to step up when things break down. Since Illinois does get so cold in the winter, you may be lucky enough to have a garage in your home. If so, coverage for garage door openers may also be a smart addition to your plan. The last thing you want is to be stuck out in a snowstorm because you can’t get in and out of your garage easily.
When shopping around for a home warranty company in Illinois, there are certain factors that you should look for. Some of them include:
Experience
The home warranty business is rapidly growing. However, choosing a company with a proven track record of taking care of its customers will only increase your peace of mind and confidence.
Coverage options
If you're a homeowner whose only looking for a plan that exclusively covers your refrigerator, microwave, dishwasher and other appliances, you should be able to select one that does. On the other hand, if you’re seeking a warranty that covers HVAC, plumbing and electrical systems, you should be able to select a more comprehensive plan. Look for a home warranty company that provides several coverage options for you to choose from.
Excellent customer service
When you’re frustrated with a broken or damaged appliance, the last thing you need is someone being rude to you over the phone. Do yourself a favor and choose a home warranty company that treats you like family and prioritizes your needs.
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In Illinois, you can buy a home warranty at any time, whether you are in the process of buying a house, have recently purchased one or have owned your home for several years.
A home warranty serves as a contract that helps cover the repair and replacement of major home appliances and systems when they experience a mechanical failure due to normal wear and tear.
A typical home warranty in Illinois generally lasts for one year.
To ensure widespread protection, Illinois homeowners may want to consider a complete or combined home warranty plan. This plan covers critical household systems and commonly used kitchen and laundry room appliances.
Yes, there is a significant difference between homeowners insurance and home warranty in Illinois. Home insurance covers damage to the home’s structural components and belongings from covered perils like fire, windstorms, theft and sometimes flooding. A home warranty covers repairs or replacements of major appliances and systems that experience a mechanical failure due to normal wear and tear, not sudden events. There’s also an extended warranty that usually covers a single appliance and can be purchased via the manufacturer or third parties.
No, home warranties are not legally required in Illinois, but they are highly recommended.
The details surrounding payment for a home warranty can be negotiated between the seller and the buyer during the closing process. If it’s not included in negotiations, buyers can still obtain a home warranty after purchase.
Illinois real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
Home warranties are not indefinite, and the length of coverage depends on the contract. If your home warranty lapses, you'll be responsible for the full cost of repairing or replacing any major appliances or systems that break down.
Illinois homeowners can renew their home warranties by contacting their provider. Some companies also allow you to renew online through your account portal by logging in and selecting the renewal option. Our warranties (and most others) renew automatically.
Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.
Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.