Home warranty in Illinois 

Home warranty plans can help homeowners in Illinois save money and avoid expensive repairs when covered home appliances and systems break down due to natural wear and tear.

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Median home age
Average home maintenance costs
Average home warranty cost

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Why Cinch Home Services is among the best home warranty companies in Illinois?

 

Common home repairs in the Prairie State

When it comes to life in Illinois, homeowners enjoy the best summer days in beautiful weather, followed by a winter season characterized by snowstorms and frigid days. This kind of fluctuation can place a lot of strain on your HVAC (heating, ventilation, and air conditioning system). As a homeowner, you should prioritize being comfortable year-round, and many home warranty plans cover the repair and replacement of HVAC systems when they fail due to mechanical wear and tear.

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How does home warranty work in Illinois

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Home warranty coverage: What your plan should include in Illinois

When purchasing a home warranty plan in Illinois, it’s important to make sure it includes coverage for everything you need. As we outlined above, with the weather fluctuations in Illinois, it’s wise to have coverage for your HVAC, plumbing and electrical systems. However, what else should be covered? Let’s start with your everyday appliances. Ensuring that your plan includes coverage for your oven, refrigerator, dishwasher, washer, and dryer can give you the peace of mind that you'll have a team of service technicians to step up when things break down. Since Illinois does get so cold in the winter, you may be lucky enough to have a garage in your home. If so, coverage for garage door openers may also be a smart addition to your plan. The last thing you want is to be stuck out in a snowstorm because you can’t get in and out of your garage easily.

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What to look for in a home warranty company in Illinois

When shopping around for a home warranty company in Illinois, there are certain factors that you should look for. Some of them include:

Experience

The home warranty business is rapidly growing. However, choosing a company with a proven track record of taking care of its customers will only increase your peace of mind and confidence.

Coverage options

If you're a homeowner whose only looking for a plan that exclusively covers your refrigerator, microwave, dishwasher and other appliances, you should be able to select one that does. On the other hand, if you’re seeking a warranty that covers HVAC, plumbing and electrical systems, you should be able to select a more comprehensive plan. Look for a home warranty company that provides several coverage options for you to choose from.

Excellent customer service

When you’re frustrated with a broken or damaged appliance, the last thing you need is someone being rude to you over the phone. Do yourself a favor and choose a home warranty company that treats you like family and prioritizes your needs.

Frequently asked questions

 

When can you buy a home warranty in Illinois?

In Illinois, you can buy a home warranty at any time, whether you are in the process of buying a house, have recently purchased one or have owned your home for several years.

What is a home warranty?

A home warranty serves as a contract that helps cover the repair and replacement of major home appliances and systems when they experience a mechanical failure due to normal wear and tear.

How long does a home warranty last in Illinois?

A typical home warranty in Illinois generally lasts for one year.

Which Illinois home warranty covers the most?

To ensure widespread protection, Illinois homeowners may want to consider a complete or combined home warranty plan. This plan covers critical household systems and commonly used kitchen and laundry room appliances.

Is there a difference between homeowners insurance and home warranty in Illinois?

Yes, there is a significant difference between homeowners insurance and home warranty in Illinois. Home insurance covers damage to the home’s structural components and belongings from covered perils like fire, windstorms, theft and sometimes flooding. A home warranty covers repairs or replacements of major appliances and systems that experience a mechanical failure due to normal wear and tear, not sudden events. There’s also an extended warranty that usually covers a single appliance and can be purchased via the manufacturer or third parties.

Is a home warranty required in Illinois?

No, home warranties are not legally required in Illinois, but they are highly recommended.

Who pays for the home warranty at closing?

The details surrounding payment for a home warranty can be negotiated between the seller and the buyer during the closing process. If it’s not included in negotiations, buyers can still obtain a home warranty after purchase.

How does a home warranty work for Illinois real estate sellers?

Illinois real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.

What happens when a home warranty lapses?

Home warranties are not indefinite, and the length of coverage depends on the contract. If your home warranty lapses, you'll be responsible for the full cost of repairing or replacing any major appliances or systems that break down.

How can you renew your home warranty in Illinois?

Illinois homeowners can renew their home warranties by contacting their provider. Some companies also allow you to renew online through your account portal by logging in and selecting the renewal option. Our warranties (and most others) renew automatically.

What customers say about our home warranties:
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Cinch Home Services has been pretty prompt in their response. To have a response within 72 hours is pretty amazing. They had to wait for a part but they've taken care of it satisfactorily. They covered their feet, they were very professional and seemed to be knowledgeable.
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My washing machine broke down and Cinch ordered the repair to be set up. A part kept being on backorder so they sent me a new washing machine. It was a great experience. They were very good about everything. I also had a claim for the refrigerator and it ended up being a lot more expensive and extensive repair than we originally thought it was going to be. So, that again, was a very good service I’m very happy.
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When I call Cinch, they've been all informational, excellent and knowledgeable. Ordered the parts and came right out. So far, they're on time, very easy to contact, schedule and very knowledgeable on what they do. I'm very happy with my experience with Cinch.
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Cinch has been very good. They come out right away. Generally, they schedule a service when it's convenient for us, and the technicians we've had have been very nice. Having the home warranty program gives us peace of mind. We got it when we bought a new refrigerator. And in the first year, the compressor went out.
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Calvin Maryland
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Cheryl Connecticut
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Frank Florida
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Julie Michigan

GET AN EXACT HOME WARRANTY QUOTE FOR YOUR ILLINOIS HOME

 

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

GET AN EXACT HOME
WARRANTY QUOTE FOR YOUR
MICHIGAN HOME

Call our team to get help on finding the right plan for your home
or get answers to any questions you may have.

TALK TO A HOME WARRANTY SPECIALIST

Vector(888) 488-9624

Some of the Illinois cities where Cinch Home Services offers coverage: