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Home warranty plans for your appliances

Hvac warranty and protection plans

If you're considering hvac protection, a home warranty can protect your hvac other major systems - covering parts, labor, and access to vetted pros from Cinch Home Services.

  • Covers HVAC + major systems within the home, when they fail due to normal wear and tear
  • Parts and labor included
  • Submit a claim online 24/7
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Sanjia of Townsend, DE

"They're wonderful."

Teri of Mentor, OH

"...very happy with Cinch."

Elizabeth of Slaughters, KY

"...fast and on the ball."

What's covered in a hvac warranty?

HVAC systems can fail due to compressor problems, blower motor burnout, refrigerant leaks, coil damage or thermostat and control faults. Here’s how manufacturer warranties, extended warranties and home warranties typically compare.

Manufacturer warranty Extended warranty Home warranty
WHAT TYPICALLY GOES WRONG WITH THIS APPLIANCE
Compressor Limited (part only) Included Included
Blower (Fan/Motor) Limited Included Included
Evaporator and Condensor Coils Limited (part only) Included
Heat exchanger Limited (part only) Included Included
Thermostat Limited Varies by plan Included
Refreigerant recharge Yes (per plan) Yes (per plan)
Ductwork Varies by plan
Removal/Access Varies by plan Yes (per plan)
Full system replacement Varies by plan Yes (per plan)
Wear and tear Varies by plan Yes (covered failures)

Coverage varies by plan, model and condition. See sample contracts for full details.

A home warranty can be a more cost-efficient option if you want to protect a larger number of appliances and cover a wider range of potential issues. Instead of buying multiple individual protection plans, a home warranty consolidates coverage under a single service contract, often at a lower overall cost.

Common hvac failures and repair costs

Capacitor or contactor failure

REPAIR COST: $150–$400

Blower motor replacement

REPAIR COST: $400–$800

Refrigerant leak repair

REPAIR COST: $400–$1,500

Furnace ignitor or flame sensor

REPAIR COST: $150–$450

Compressor replacement

REPAIR COST: $1,200–$3,000

Evaporator coil replacement

 REPAIR COST: $900–$2,500 

Home warranty vs. hvac warranty

Manufacturer warranties usually cover defects for a limited time after purchase. Extended warranties may lengthen that protection but often still exclude labor, wear and tear or related components.

A home warranty offers broader protection. Instead of covering just your HVAC, it can include additional systems like plumbing, electrical, and other major appliances under one plan. When a covered item breaks down from normal wear and tear, you submit a claim and pay a service fee.

Cinch Home Warranty - Beautiful houses

Why getting a home warranty for your HVAC system is smart

Your HVAC system is one of the most the most expensive thing in your home to replace, and it almost always quits at the worst possible time — a heat wave in July or the first hard freeze of winter. When it fails, repair bills and emergency service rates add up quickly. A home warranty helps reduce surprise expenses by covering eligible repairs due to normal wear and tear.

Instead of purchasing a standalone HVAC service contract, you can protect multiple systems at once. Every Cinch plan includes heating and cooling with ductwork, along with electrical and plumbing systems, kitchen appliances and laundry appliances. With one service request and a deductible of $100–$150, you gain access to qualified technicians and coverage for parts and labor. It's a practical way to manage home repair costs while protecting the systems that help keep your home comfortable. Don't miss the chance to save money and avoid stress.

Cinch Home Warranty - Technician shaking client's hand

Covers all models — ongoing protection even after the manufacturer warranty ends

Even if your HVAC system is older or no longer covered by the manufacturer, a home warranty may still provide protection. Coverage is available regardless of age, make or model — from central air and heat pumps to mini-splits, package units and furnaces.

Cinch Home Warranty - Man and woman looking at a laptop

Find the right plan for you

Hvac coverage is included in all plans! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.

How home warranty coverage works for a hvac

Home warranties can help cover the cost to repair or replace a hvac, plus other home systems and appliances.

1. You can request service anytime

When a covered hvac breaks, just submit a claim online or by phone 24/7.

2. We then dispatch a vetted pro

Next, an experienced and licensed technician diagnoses the issue and fixes the covered repair.

3. Finally, we help pay the bill

The covered repair is backed by a 180-day workmanship guarantee.

Why a comprehensive home warranty is usually the better deal

Why a comprehensive home warranty is the better value

  • Our reliable 180-day Workmanship Guarantee
  • Great savings on repairs and replacements
  • Dependable coverage regardless of the items age
  • A reliable nationwide network of service providers
  • Simplicity and ease: just one plan for multiple appliances and systems
Cinch Home Warranty - Man and woman looking at a laptop

How Cinch can help protect your hvac and other appliances

Cinch Home Warranty - Man and woman in the kitchen

180-day Workmanship Guarantee

Vetted nationwide service provider network

Simple claims process

Plans covering appliances & systems

Read how our happiest customers protect their appliances and systems

Teri of Mentor, OH
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Millions of homeowners have chosen us since 1978!

*Important Details

Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax.

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.