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Keep the school year on track with a home warranty from Cinch.

From packed lunches to fresh laundry, a working home keeps the school year running smoothly. We'll cover your appliances, heating and A/C so you can focus on the important things. 

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By clicking the “Continue to your quote” button, you consent to receive phone calls and texts from Cinch Home Services or California Cinch Home Services at the number you provided, including those using autodialers and/or artificial, AI-generated, or pre-recorded voices, about our offers, products, and services, and you agree to our Terms of Use and Privacy Policy. Consent isn't required to purchase. Call for a free quote.
or call us at (866) 408-0024
Child packing a lunchbox into a backpack at home, a back-to-school moment made easier with reliable home warranty plans protecting household appliances
Sanjia of Townsend, DE

"They're wonderful."

Teri of Mentor, OH

"...very happy with Cinch."

Elizabeth of Slaughters, KY

"...fast and on the ball."

Millions of homeowners have chosen us since 1978!

 Read our reviews

The home warranty company you can trust

For nearly 50 years, customers have counted on us to protect their homes from the expensive costs that come with breakdowns. Since 1978, we've paid out billions in claims to homeowners nationwide.

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Our 180-day Workmanship Guarantee
We stand behind covered repairs for 6 months — not every home warranty company does.
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Best Value for Price winner!
As a 2026 ConsumerAffairs Buyer's Choice Award winner, you'll get great coverage at a great right price.
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A national network of vetted service providers
We find help so you don't have to.
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Award-winning customer service
From thousands of 5-star customer reviews to various industry awards, our accolades speak for themselves.

The help you need when it matters most

Nobody wants to deal with a broken oven or A/C system. But at Cinch Home Services, we’re happy to handle the hassle so you don’t have to!  Our home warranty plans include:

  • Coverage for appliances and systems no matter their age
  • Our 180-day Workmanship Guarantee
  • Award-winning customer service
  • Unknown pre-existing conditions coverage
  • 24/7 service requests online or by phone
  • Access to thousands of providers pre-screened for licensing and insurance
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Why home warranty services just make sense

You can't predict when your oven or air conditioning will stop working, but you'll want it back up and running fast! Our home warranty plans can help fill the gap in your home insurance coverage, helping you handle the hassle and the bill. We'll protect your home and budget so you can relax.

  • Coverage for your essential appliances and home systems (like heating, cooling and more).
  • Protection from expensive repair and replacement costs.
  • A home warranty company with nearly 50 years of experience!

Plans built for your needs with experts that will be there to help

You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.

Appliances

Covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more!

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  • $2,000 per covered kitchen appliance
  • $2,000 per covered laundry appliance
  • $10,000 total limit per agreement term
  • 2 units per appliance covered

Learn more ➞

Built-in Systems

Keep the heart of your home running with coverage for 26 components of major, core systems that power your house — including heating, cooling, plumbing and electrical systems.

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  • Heating & air conditioning systems
  • Electrical & plumbing systems
  • $10,000 total limit per agreement term

Learn more ➞

Most popular
Complete Home

Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.

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  • Heating & air conditioning systems 
  • Electrical & plumbing systems
  • $2,000 per covered kitchen appliance
  • $2,000 per covered laundry appliance
  • $10,000 total limit per agreement term
  • 2 units per appliance covered

Learn more ➞

More about our plans
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Cinch Home Services excels in customer service

We don't mean to brag, but our customer service isn't just great... it's award-winning. Homeowners have been choosing Cinch Home Services since 1978. Experience our award-winning service for yourself!

Frequently asked questions

Still have questions?

Let us know how we can help.

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Why should I choose a Cinch Home Services warranty?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

How does the claim process work?

At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system or appliance, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your appliance or system will be diagnosed, and any covered failures will be repaired and/or replaced, depending on which plan you have — unless a part needs to be ordered or acquired first. 

How much does a Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area.

Learn more about the pricing of home warranties, including what can affect pricing, what plans are available and more.

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. Still unsure about the difference? Read our article discussing home warranties vs. home insurance.

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Homeowners have chosen us for nearly 50 years! See what our happiest customers have to say...

Teri of Mentor, OH
Via ConsumerAffairs
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
Via ConsumerAffairs
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY
Via ConsumerAffairs
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax.

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

For CA residents, plans are offered and underwritten by California Cinch Home Services, Inc., CA license # 3356-3. Calls to the toll-free number are directed to Cerida Insurance Services, CA license # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.