Choosing the best home protection plan when selling your home

Key tips to remember

  • Understand the options offered by different home protection plans
  • Review what's not covered in the home protection plan
  • Find the coverage that works for you and your home
Home Warranty

Wouldn't you feel more comfortable investing money in a new home if you knew your purchase would be protected from future expenses? Past research has shown that houses that come equipped with home protection plans (also known as home warranties) tend to sell significantly faster than those without one. When a home is afforded an extra level of protection, it gives home buyers peace of mind.

However, it can be confusing trying to pick a home protection plan, as there are many to choose from. The professionals at Cinch provide the following advice on how to find the coverage option that's best for your home:

Understand the options

The key to finding the right home protection plan is comparing what items will be covered under your contract by different providers. For example, one provider can offer an appliance plan that covers 10 appliances but be twice the price while another provider's plan covers your top nine essentials for a lower price. So the first step you can take is to figure out how much you'll pay for different home protection plans and which items will be eligible for repair for that price.

For example, with Cinch, you can choose an Appliance plan, which covers big-ticket items like your refrigerator, microwave, dishwasher, oven, washer and dryer; or a Built-in Systems plan, which protects your home's heating and cooling systems, plumbing, electrical system and more. What's even better is that you can choose a Complete Home plan that gives you coverage on both your appliances and systems at an affordable price.

Look twice at what's not covered

Many people's frustrations with their home protection plan stems from the fact that they didn't carefully review what isn't covered under the service. A home protection plan generally only protects major home appliances and system, which means that small appliances like toasters, coffee makers and mixers aren't covered, nor are structural aspects of the home, such as doors, windows, walls and roofs.

In addition, these plans usually come with stipulations on when a repair or replacement of an eligible product will be covered, similar to a manufacturer's warranties. For example, if you don't take proper care of an appliance and it breaks as a result, your plan may not cover the repairs. Read through sample service contracts carefully to ensure that you fully understand what the company offers. This will help you feel informed and confident when choosing a home protection plan for your home.

Finding the coverage that works best for you and your home is completely your choice. But at Cinch, providing the protection your home deserves is our pleasure. For more information on all of Cinch's protection plans, click here or contact a home protection specialist today. 


The information in this article is intended to provide guidance on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.