Home warranty in Utah
A home warranty gives Utah homeowners a practical financial cushion when unexpected repairs come up on systems and appliances.
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Find the right plan for you
You're just a few clicks away from protection for the unexpected! Choose the coverage you need for your home, and rest easy knowing you'll have a partner to back you up if a covered item breaks.*
Covers repairs to 37 essential home appliances and systems you rely on every day.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $1,000 per covered repair
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2 units per appliance covered -
$10,000 total limit per agreement term
For just dollars more per month, this plan goes beyond repairs with coverage for replacements, too.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
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Up to $2,000 per covered appliance
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2 units per appliance covered
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$500 homeowners insurance deductible reimbursement1
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$10,000 total limit per agreement term
From your refrigerator to your outside water line, to electrical permits and more — this plan gives you the most coverage and control.
Get a quote-
Heating & air conditioning systems -
Electrical & plumbing systems -
Kitchen & laundry appliances
-
Up to $2,000 per covered appliance
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2 units per appliance covered -
$500 homeowners insurance deductible reimbursement1
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Outside water, sewer and gas lines
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Additional $2,000 for expenses like electrical permits, equipment disposal and more2
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$10,000 total limit per agreement term
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
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Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Common home repairs in the Beehive State
Utah puts your home through real extremes. Summers are hot enough to keep air conditioning running for months, and winters are cold enough to demand serious heating use. It is worth noting that weather-related damage may not be covered by a home warranty plan, but the climate shapes how hard your systems work, and that daily strain is exactly what a warranty is built to address. Heating and cooling equipment that cycles hard through every season wears down faster than most homeowners expect.
Plumbing generates steady repair needs throughout the year as well. Water heaters, pipes and garbage disposals wear down through consistent daily use regardless of the season. The same is true for kitchen appliances and laundry equipment. Refrigerators, dishwashers, stoves, washers and dryers run constantly in most Utah homes, and that regular use eventually catches up. These repairs are predictable, but the timing never is. Having a plan before something breaks makes the experience less stressful.
Home warranty coverage in Utah: What your plan should include
When thinking through home warranty coverage in Utah, heating and cooling both need to be on the list. With summers that push AC hard and winters that demand a lot from your furnace, coverage on both sides of the thermostat is genuinely valuable here. Plumbing coverage matters too, since water heaters and pipes see year-round use with no real off-season. Electrical coverage rounds out the core protections most Utah homeowners will actually need.
Appliances deserve equal attention. A refrigerator or washing machine going down is not a safety emergency, but it is expensive and disruptive and rarely happens at a convenient time. As you compare plans, read carefully. Know what is excluded, what service fees apply and what the payout limits are, because those details determine what you will owe when you file a claim. A provider with a clear process and reliable scheduling makes a real difference when you are already dealing with something broken.
How does a home warranty work in Utah
Place a service request anytime
When a covered appliance or system breaks down, submit a service request online or by phone 24/7.
We'll send out a pro
We match your repair request with one of our thousands of vetted service providers.
We get you back up and running!
You depend on your home's major appliances and systems. That's why we'll make you a priority.
What to look for in a home warranty company in Utah
Finding the right home warranty in Utah starts with reading the full contract before signing anything. It is easy to focus on price, but the coverage details matter far more in practice. Look closely at what is excluded and what the payout limits are on heating and cooling, since those tend to be the most expensive repairs in Utah's climate. Ask for a sample contract upfront so you know exactly what you are agreeing to.
Reviews from other Utah homeowners are worth your time. They tell you things a company's website will not, like how long it takes to get a technician scheduled, how disputes get handled and whether service holds up after the sale. Providers with established local contractor networks tend to perform better across all of those areas.
Beyond that, flexibility matters. Look for plans that let you add coverage for things specific to your home rather than locking you into a package that does not quite fit. Comparing two or three plans side by side makes the tradeoffs between price, coverage depth and service quality easy to see. Clear terms, reliable local service and a hassle-free claims process are the markers of a plan worth having.
Frequently asked questions
When can you buy a home warranty in Utah?
In Utah, you can buy a home warranty at any time, regardles of the age of your home or how long you've lived there.
What is a home warranty?
A home warranty is a service agreement between a homeowner and a company that states the terms under which the company will help cover the repair costs of home systems and appliances for a given period.
How long does a home warranty last in Utah?
The typical length of a home warranty agreement in Utah is one year.
Which Utah home warranty covers the most?
This depends on your specific plan with the home warranty company you select.
Is there a difference between homeowners insurance and a home warranty in Utah?
Yes, there’s an easy way to explain the difference between homeowners insurance and a home warranty. Homeowners insurance covers catastrophic, unforeseen events such as accidents and fires. Home warranty protection, on the other hand, covers the appliances and systems in your home that fail due to normal wear and tear. When things such as your HVAC or refrigerator stop working due to normal wear and tear, a home warranty plan may make it easier (and cheaper) to repair or replace them.
Is a home warranty required in Utah?
No, home warranties are not required in Utah.
How does a home warranty work for Utah real state sellers?
Utah real estate sellers can acquire a home warranty plan for coverage for repairs or replacements of major appliances and home systems when they experience mechanical failure due to normal wear and tear during the listing period. Essentially, the home warranty helps protect the seller from unexpected repair costs if a covered item breaks down while the house is on the market.
How can you renew your home warranty in Utah?
With most home warranty companies in Utah, you'll be notified in advance whether you need to renew, or if you're already on an automatically renewing plan, you'll also be notified of any rate and/or coverage changes, no less than 30 days before your current agreement expires.
Homeowners have chosen us for more than 45 years! See what our happiest customers in Utah have to say...
I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.
Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.
My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.
TAKE THE UNCERTAINTY OUT OF HOMEOWNERSHIP
We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Millions of homeowners have chosen us since 1978!
Find the perfect home warranty plan that puts you in control of your home.
Cinch Home Services has fully vetted Service Technicians in the state of Utah
Some of the Utah cities where Cinch Home Services offers coverage:
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Draper
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Eagle Mountain
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Herriman
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Layton
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Lehi
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Logan
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Millcreek
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Murray
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Ogden
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Orem
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Provo
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Salt Lake City
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Sandy
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Saratoga Springs
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South Jordan
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Spanish Fork
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St. George
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Taylorsville
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West Jordan
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West Valley City
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home protection plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.
1Reimburses you up to $500 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.